10-09-2012 07:59 AM
10-09-2012 08:51 AM
No. Due to it being a mortgage pull, it hasn't hurt me like having a CC pull.
10-09-2012 08:52 AM
That's right!! It's going through a preliminary underwriting right now, and I'm petrified. EEEK.
Pray for good things!
10-09-2012 09:20 AM
10-09-2012 09:25 AM
You are incorrect. In my experince, when my mortgage lender has pulled my score, it has not hurt my like a CC pull, as well as, if it has been done within the 2 weeks time frame. Now this has been MY experience.
10-09-2012 09:28 AM
In a two week time frame no it vcounts as one I was under the impression that you were cheking it over a period of time . By the way any pull is the same numerically if 3 cc 3 score losses. if 3 mort pulls within a time frame one score loss . but 1 for 1 is the same score loss.
10-09-2012 09:31 AM
Exactly. We are in the process of getting a mortgage, so the lender has pulled it in the desired time frame, so that my point loss has already happened for this.
10-09-2012 09:43 AM
Im sorry Havent been at my fico in awhile I read it that u were still fixing. Good luck with your mortgage n be diligent about checking for the creepy crawlers. Debt collectors come out of the woodworks when ever someone applies for a mortgage. They know people are in a corner often the debt isnt even valid.