10-09-2012 07:59 AM
10-09-2012 08:37 AM
Gratz!! Moving forward is progress.
10-09-2012 08:51 AM
No. Due to it being a mortgage pull, it hasn't hurt me like having a CC pull.
10-09-2012 08:52 AM
That's right!! It's going through a preliminary underwriting right now, and I'm petrified. EEEK.
Pray for good things!
10-09-2012 09:20 AM
10-09-2012 09:25 AM
You are incorrect. In my experince, when my mortgage lender has pulled my score, it has not hurt my like a CC pull, as well as, if it has been done within the 2 weeks time frame. Now this has been MY experience.
10-09-2012 09:28 AM
In a two week time frame no it vcounts as one I was under the impression that you were cheking it over a period of time . By the way any pull is the same numerically if 3 cc 3 score losses. if 3 mort pulls within a time frame one score loss . but 1 for 1 is the same score loss.
10-09-2012 09:31 AM
Exactly. We are in the process of getting a mortgage, so the lender has pulled it in the desired time frame, so that my point loss has already happened for this.
10-09-2012 09:43 AM
Im sorry Havent been at my fico in awhile I read it that u were still fixing. Good luck with your mortgage n be diligent about checking for the creepy crawlers. Debt collectors come out of the woodworks when ever someone applies for a mortgage. They know people are in a corner often the debt isnt even valid.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO