Rebuilding Your Credit

[S7]

As of this morning per lender, Experian:649 Equifax: 651 Transunion: 683 Movin' up!! Yay!

[igids1]

How often is your lender pulling your score? And it going to end up hurting you having it pulled so much?

[madmann26]

Gratz!! Moving forward is progress.

[S7]

No. Due to it being a mortgage pull, it hasn't hurt me like having a CC pull.

[S7]

That's right!! It's going through a preliminary underwriting right now, and I'm petrified. EEEK.

Pray for good things!

[annielorie]

That is incorrect a pull on your credit unless u do it with my fico will result in lost points how often are they pulling your credit.

[S7]

You are incorrect. In my experince, when my mortgage lender has pulled my score, it has not hurt my like a CC pull, as well as, if it has been done within the 2 weeks time frame. Now this has been MY experience.

[annielorie]

In a two week time frame no it vcounts as one I was under the impression that you were cheking it over a period of time . By the way any pull is the same numerically if 3 cc 3 score losses. if 3 mort pulls within a time frame one score loss . but 1 for 1 is the same score loss.

[S7]

Exactly. We are in the process of getting a mortgage, so the lender has pulled it in the desired time frame, so that my point loss has already happened for this.

[annielorie]

Im sorry Havent been at my fico in awhile I read it that u were still fixing. Good luck with your mortgage n be diligent about checking for the creepy crawlers. Debt collectors come out of the woodworks when ever someone applies for a mortgage. They know people are in a corner often the debt isnt even valid.