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Lender pull this morning.

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S7
Established Contributor

Lender pull this morning.

As of this morning per lender, Experian:649 Equifax: 651 Transunion: 683 Movin' up!! Yay!
"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 15
14 REPLIES 14
igids1
Regular Contributor

Re: Lender pull this morning.

How often is your lender pulling your score? And it going to end up hurting you having it pulled so much?

Message 2 of 15
madmann26
Valued Contributor

Re: Lender pull this morning.

Gratz!! Moving forward is progress.

Current FICO 9 Scores



Message 3 of 15
S7
Established Contributor

Re: Lender pull this morning.

No. Due to it being a mortgage pull, it hasn't hurt me like having a CC pull.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 4 of 15
S7
Established Contributor

Re: Lender pull this morning.

That's right!! It's going through a preliminary underwriting right now, and I'm petrified. EEEK. Smiley Indifferent

 

Pray for good things!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 5 of 15
annielorie
Valued Contributor

Re: Lender pull this morning.

That is incorrect a pull on your credit unless u do it with my fico will result in lost points how often are they pulling your credit.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 6 of 15
S7
Established Contributor

Re: Lender pull this morning.

You are incorrect. In my experince, when my mortgage lender has pulled my score, it has not hurt my like a CC pull, as well as, if it has been done within the 2 weeks time frame. Now this has been MY experience.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 7 of 15
annielorie
Valued Contributor

Re: Lender pull this morning.

In a two week time frame no it vcounts as one I was under the impression that you were cheking it over a period of time . By the way any pull is the same numerically if 3 cc 3 score losses. if 3 mort pulls within a time frame one score loss . but 1 for 1 is the same score loss.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 8 of 15
S7
Established Contributor

Re: Lender pull this morning.

Exactly. We are in the process of getting a mortgage, so the lender has pulled it in the desired time frame, so that my point loss has already happened for this. Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 9 of 15
annielorie
Valued Contributor

Re: Lender pull this morning.

Im sorry Havent been at my fico in awhile I read it that u were still fixing. Good luck with your mortgage n be diligent about checking for the creepy crawlers. Debt collectors come out of the woodworks when ever someone applies for a mortgage. They know people are in a corner often the debt isnt even valid.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 10 of 15
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