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So, I too had a Cap1 card opened in 2005 and CO in 2006. It was PIF in 2006-7 (wish I knew about PFD!) and has just been idling around on my credit reports. I was wondering if anyone has had any success with reopening an account as such without all the baddies? How would you go about doing it? Any contacts?
As we all know, Cap1 is notorious for shooting people down but I figured I would give it a shot. :-) Thanks!
I settled out with Cap 1 three years ago, and they reopened an acct for me last june. It started out as a 300.00 limit then moved to 500.00 after 3 on time payments. Plus I have a foreclosure now. I think they have secured cards if yoiu want to try that route.
Who did you contact regarding reopening an account?
I APPLIED OVER THE PHONE..