Letter from Asset Acceptance of deletion through BBB

[skilletz]

I can't express how much of a relief it is to do something and actually work.  I've taken some of the recommendations from this forum to file a complaint with the BBB about Asset Acceptance being a complete nightmare trying to get the account deleted, settled, etc...I thought there was no way out but to wait out the SOL before it drops off.  Well, low and behold I submitted a complaint on August 9, 2013 and received a reply from the BBB today with a response from Asset Acceptance. 

Dear Sir or Madam:

Asset Acceptance, LLC (AALLC) is in receipt of correspondance from your office, concerning a complaint filed by (my name) dated August 9, 2013, and I have reviewed the same.

Please be advised that AALLC has investigated the information it is providing to the consumer reporting agencies regarding the above referenced account, and cannot conclude that AALLC is providing inaccurate information to the consumer reporting agencies. However, in the interest of resolving, AALLC has decided to cease further collections and close the account it believes to be the subject of this complaint.  AALLC will request the removal of its tradeline with the appropriate consumer reporting agencies regarding this matter.  Please note that it may take the consumer reporting agencies time to update the consumer's credit report, pursuant to this request.

I hope this has adequately addressed the consumer's complaint.  If I can be of further assistance, please feel free to contact me.  

Keep in mind that it was an old Amex account with $606 balance from 2009.  My argument was that AA was reporting to my Equifax that I was making payments to it for the last few years, which I didn't, and Experian only noted key derogatory.  I also asked for proof of those payments, explain how they came up with that amount I owed, why the account number only showed the first 4 digits, and debt validation.  That's it.  It was a shot in the dark because everything else i've tried failed. I hope this helps others in their pursuit with this difficult collection agency.  

[Shokk]

Congratz!  I got a similar one about a week ago.  The BBB works wonders sometimes!

[myjourney]

Welcome to the forum and congarts 

[09Lexie]

Congratulations. That route worked for me too last year.

[Shogun]

Very nice,,, congrats!

[duckSF]

Nice, I wish I didnt settle with them so I could do this too. Any idea what I can compain about for a paid Asset Acceptance?

[Shogun]

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@duckSF wrote:

Nice, I wish I didnt settle with them so I could do this too. Any idea what I can compain about for a paid Asset Acceptance?

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Have you tried sending them a GW?  

[alexhortdog]

Can you PM me what you sent?  I have a First Premier account there that I paid off in Jan of this year, but I want to see if I can get this baddie off my report.  It's my most recent baddie.