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Established Member
chromatech
Posts: 42
Registered: ‎08-05-2008
0

Letter from attorney collecting for LVNV

I DV'd LVNV funding last week and they have not responded nor have I gotten a green card yet. I received a letter yesterday from an attorney stating this information:

Original Creditor: Best Buy internet HSBC
Current Creditor: LVNV Funding LLC as assignee and purchaser
Account: XX
Balance: XX

Please be advised that the above referenced account has been purchased by LVNV Funding LLC. Our firm has been retained by LVNV Funding LLC of collecting the above account.

We would like very much to resolve this in an amicable manner and would appreciate your contacting me at XXXXX within the next 30 days to discuss how the account can be satisfied.

Best Buy Account:

DOFD: 4/2006
DOLA: N.A

LVNV Account:

Date Reported: 07/2008
Date of Last Payment" 02/2007
DOFD: 10/2005

I have not been contacted by LVNV until now when their attorney sent this letter.

I am in the state of SC

Any help or ideas are appreciated. Thank you!
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Re: Letter from attorney collecting for LVNV

I'd DV these guys too. I'd also look into the licensing of this "attorney" at their state's bar association. Finally, I'd snoop around to see their case history. You'd want to fish around for info that you could possibly use against them later. Otherwise, you're in a waiting game.
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
0

Re: Letter from attorney collecting for LVNV

[ Edited ]
I would track the letter you sent on USPS website and see if it has been delivered. If it was, see if it was delivered prior to the date on this letter.


Message Edited by sidewinder on 08-18-2008 12:16 AM
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Established Member
chromatech
Posts: 42
Registered: ‎08-05-2008
0

Re: Letter from attorney collecting for LVNV

I know the DOFD on the account was back in 2005 and the SOL in SC is 3yrs.  The letter is shown as being delivered back in Sept '08.  This bottom feeding attorney has a number of small time cases representing LVNV and also does lectures/classes on how to collect- so he is legit.
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
0

Re: Letter from attorney collecting for LVNV


chromatech wrote:
I know the DOFD on the account was back in 2005 and the SOL in SC is 3yrs.  The letter is shown as being delivered back in Sept '08.  This bottom feeding attorney has a number of small time cases representing LVNV and also does lectures/classes on how to collect- so he is legit.

 

Read your state statutes to see what, if anything, resets SOL.

 


chromatech wrote:

Date Reported: 07/2008
Date of Last Payment" 02/2007
DOFD: 10/2005


If last payment was in 2007, then SOL may not expire until 2010. Just depends on if SOL can be rest in your state or not.

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Valued Contributor
demed
Posts: 1,255
Registered: ‎05-12-2008
0

Re: Letter from attorney collecting for LVNV

You need to DV these guys too before speculationg.

Feb 08 550s - Oct 08 700s
Thank you MyFico!
Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007
0

Re: Letter from attorney collecting for LVNV

What prompted you to DV them?  In other words, how was their collection activity initially communicated to you?

Did they send dunning notice to you within 5 days of any communication of their debt collection activity?

Just because he talks the talk about debt collection does not mean he walks the talk.

I would be very curious to know what Mr. High Profile Debt Advisor did to comply with FDCPA 809.

 


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