08-17-2008 04:44 PM
08-17-2008 08:19 PM
08-17-2008 10:15 PM - edited 08-17-2008 10:16 PM
01-10-2009 11:55 AM
01-10-2009 12:10 PM
I know the DOFD on the account was back in 2005 and the SOL in SC is 3yrs. The letter is shown as being delivered back in Sept '08. This bottom feeding attorney has a number of small time cases representing LVNV and also does lectures/classes on how to collect- so he is legit.
Read your state statutes to see what, if anything, resets SOL.
Date Reported: 07/2008
Date of Last Payment" 02/2007
If last payment was in 2007, then SOL may not expire until 2010. Just depends on if SOL can be rest in your state or not.
01-11-2009 12:01 AM
What prompted you to DV them? In other words, how was their collection activity initially communicated to you?
Did they send dunning notice to you within 5 days of any communication of their debt collection activity?
Just because he talks the talk about debt collection does not mean he walks the talk.
I would be very curious to know what Mr. High Profile Debt Advisor did to comply with FDCPA 809.