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Hi
I have had many requests for the letter I used to get my two accounts removed from Jefferson Capital. You will find it below, it worked for me and has worked for many others. Best Wishes.
Below is the letter that I sent to Jefferson Capital, I had already sent a complaint to the FTC and FDIC. I sent it certified mail with return receipt. They received it and I had my letter within 6 days, saying that they were deleting, I have checked my credit reports, and both accounts have vanished. Best wishes to you.
To whom it may concern:
In reviewing the information that you have forwarded to the credit bureaus, I have noted that you are reporting tradelines as follows:
(insert your card name account number and CRA's here)
Reporting of these tradelines and 3rd party collections of these accounts is prohibited by the Federal Trade Commission ruling Case # 1:08-cv-1976-BBM-RGV, 12/19/2008. Please remove all tradelines from any and all credit reporting agencies (Experian, Equifax, Transunion etc) as mandated by this ruling.
I have already filed a complaint with the FTC, and the FDIC, and will also file a complaint with the BBB if reporting tradelines are not deleted in a timely manner (10 business days)
Thank you for your attention in this matter.
This is the exact letter I used. Simple but to the point. Best wishes to you, I believe you will get a quick response
This only applies if you had a card from them I believe from 2006-2008, you'll have to read the case and see if your situation applies. Good Luck
Thanks so much. I was so anxious I fired one off but it is similar to what you have here so I hope it works**fingers crossed and praying hard** Thanks again!
thanks both for posting on this. i wanted to post and just see if you happened to have any success here? i'd love to gain more insights!