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Ok. After spending the day making arrangements to pay off my debts, I realize I can pay off all of them except the one from the rental agency for over $2000. My credit report says it will fall off Febuary 2015 which is around the time we should be in a better position to get a house. Should I pay it little by little or just let it fall off. Everything will be paid off except this debt. It was reported in 2008. Thanks in advance.
Ok thank you. This is something I'm really going to have to think through.
Even with no payments the CA/OC can update the TL monthly.
I would be more worried about restarting the state SOL for suing by making payments.
If you decided not to pay it you would have to disclose unpaid debt during the mortgage process.
Edited to say I did a little research and I now get what you are saying. Thank you