Reply
Established Contributor
Posts: 758
Registered: ‎04-26-2012
0

Re: Lexington Law - Results so far...

I started with 27, 2 of which were not medical and 2 judgements on EX - .8 out of 27,TU - 0 left out 17 (2 judgements) and EQ -
5 left out 18... I am over the top with my results .(TU score 708 from 554) . I was told by LL medical is the easiest to remove. ,~
Good luck
CS 728- 01/13 from 554-12/11
Goal: 800
Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
0

Re: Lexington Law - Results so far...

congrats on your removals. yeah with my experience medical bills are the easiest to remove. however she got into a car accident 4 yrs ago and had no health insurance and has about 35-40k worth of medical bills in collections. so it will be interesting to figure this one out. im not poor but ill get it figured out

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Highlighted
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Lexington Law - Results so far...

Great work everyone.

 

Regardless of being able to do it yourself.  If you are able to afford the position to have somebody elese do it, that's a-ok.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Lexington Law - Results so far...

[ Edited ]

I may see if they can work on my Cap1, Verizon and my PFD's that were supposed to be processed but still reporting on EQ.  I'll work on SM as its a sensative tradeline but I may delegate some leg work on others to them...not sure yet. 

 

My ego wants to say I did it all by myself Smiley Happy



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 586
Registered: ‎07-20-2008
0

Re: Lexington Law - Results so far...

Just curious: Are these paid items (Charge offs, collections, etc) that are reporting correctly/incorrectly? I guess it just sounds too good to be true for me. I've been doing a lot of my own cleanup work, but I have about 6 major derogs ALL paid that I know are holding my score down right now.  

Filed Chap 7 4/24/15, 341 hearing 5/29/15
Valued Member
Posts: 25
Registered: ‎07-13-2012
0

Re: Lexington Law - Results so far...

Duncan,

A CAP1 settlement was the first item they removed. They also removed a ford motor credit charge off. TU was the first to delete these items.

Valued Member
Posts: 25
Registered: ‎07-13-2012
0

Re: Lexington Law - Results so far...

my charge offs and settlement were paid.

Contributor
Posts: 208
Registered: ‎05-28-2012
0

Re: Lexington Law - Results so far...

100 a month seems steep but I guess if you see results then its worth it

Credit Karma - 636 8-12-12 USAA
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013
Frequent Contributor
Posts: 289
Registered: ‎11-23-2011
0

Re: Lexington Law - Results so far...

I only have one negative on my account ---a Bloomingdales chargeoff (a chargeoff that should fall off in February 2013). It's accurate though, so I am not sure if LL could help me. I am wondering if I should just pay the 100 bucks and see what they can do in a month. If Bloomys doesn't budge, which they havent for me, then i'll cancel. I'm also worried that having Lexington dispute a bunch with them will mess things up and it will end up not falling off in February. Is that possible? 



Scores: EX: 793 EQ: 804 TU: 801
Moderator
Posts: 17,306
Registered: ‎07-14-2009
0

Re: Lexington Law - Results so far...


ccb2115 wrote:

I only have one negative on my account ---a Bloomingdales chargeoff (a chargeoff that should fall off in February 2013). It's accurate though, so I am not sure if LL could help me. I am wondering if I should just pay the 100 bucks and see what they can do in a month. If Bloomys doesn't budge, which they havent for me, then i'll cancel. I'm also worried that having Lexington dispute a bunch with them will mess things up and it will end up not falling off in February. Is that possible? 


Then there is no basis for a dispute. Only information you truly believe to be incorrect should be disputed.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.