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Lexington Law - Results so far...

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Lasardo
Established Contributor

Re: Lexington Law - Results so far...

I started with 27, 2 of which were not medical and 2 judgements on EX - .8 out of 27,TU - 0 left out 17 (2 judgements) and EQ -
5 left out 18... I am over the top with my results .(TU score 708 from 554) . I was told by LL medical is the easiest to remove. ,~
Good luck
CS 728- 01/13 from 554-12/11
Goal: 800
Message 11 of 60
rootpooty
Valued Contributor

Re: Lexington Law - Results so far...

congrats on your removals. yeah with my experience medical bills are the easiest to remove. however she got into a car accident 4 yrs ago and had no health insurance and has about 35-40k worth of medical bills in collections. so it will be interesting to figure this one out. im not poor but ill get it figured out

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 12 of 60
Repo-ed
Senior Contributor

Re: Lexington Law - Results so far...

Great work everyone.

 

Regardless of being able to do it yourself.  If you are able to afford the position to have somebody elese do it, that's a-ok.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 13 of 60
Duncanrr
Valued Contributor

Re: Lexington Law - Results so far...

I may see if they can work on my Cap1, Verizon and my PFD's that were supposed to be processed but still reporting on EQ.  I'll work on SM as its a sensative tradeline but I may delegate some leg work on others to them...not sure yet. 

 

My ego wants to say I did it all by myself Smiley Happy



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 14 of 60
westo12
Established Contributor

Re: Lexington Law - Results so far...

Just curious: Are these paid items (Charge offs, collections, etc) that are reporting correctly/incorrectly? I guess it just sounds too good to be true for me. I've been doing a lot of my own cleanup work, but I have about 6 major derogs ALL paid that I know are holding my score down right now.  

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 15 of 60
ElDiablo
Valued Member

Re: Lexington Law - Results so far...

Duncan,

A CAP1 settlement was the first item they removed. They also removed a ford motor credit charge off. TU was the first to delete these items.

Message 16 of 60
ElDiablo
Valued Member

Re: Lexington Law - Results so far...

my charge offs and settlement were paid.

Message 17 of 60
Anonymous
Not applicable

Re: Lexington Law - Results so far...

100 a month seems steep but I guess if you see results then its worth it

Message 18 of 60
ccb2115
Frequent Contributor

Re: Lexington Law - Results so far...

I only have one negative on my account ---a Bloomingdales chargeoff (a chargeoff that should fall off in February 2013). It's accurate though, so I am not sure if LL could help me. I am wondering if I should just pay the 100 bucks and see what they can do in a month. If Bloomys doesn't budge, which they havent for me, then i'll cancel. I'm also worried that having Lexington dispute a bunch with them will mess things up and it will end up not falling off in February. Is that possible? 



Scores: EX: 793 EQ: 804 TU: 801
Message 19 of 60
MarineVietVet
Moderator Emeritus

Re: Lexington Law - Results so far...


@ccb2115 wrote:

I only have one negative on my account ---a Bloomingdales chargeoff (a chargeoff that should fall off in February 2013). It's accurate though, so I am not sure if LL could help me. I am wondering if I should just pay the 100 bucks and see what they can do in a month. If Bloomys doesn't budge, which they havent for me, then i'll cancel. I'm also worried that having Lexington dispute a bunch with them will mess things up and it will end up not falling off in February. Is that possible? 


Then there is no basis for a dispute. Only information you truly believe to be incorrect should be disputed.

Message 20 of 60
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