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congrats on your removals. yeah with my experience medical bills are the easiest to remove. however she got into a car accident 4 yrs ago and had no health insurance and has about 35-40k worth of medical bills in collections. so it will be interesting to figure this one out. im not poor but ill get it figured out
Great work everyone.
Regardless of being able to do it yourself. If you are able to afford the position to have somebody elese do it, that's a-ok.
I may see if they can work on my Cap1, Verizon and my PFD's that were supposed to be processed but still reporting on EQ. I'll work on SM as its a sensative tradeline but I may delegate some leg work on others to them...not sure yet.
My ego wants to say I did it all by myself
Just curious: Are these paid items (Charge offs, collections, etc) that are reporting correctly/incorrectly? I guess it just sounds too good to be true for me. I've been doing a lot of my own cleanup work, but I have about 6 major derogs ALL paid that I know are holding my score down right now.
Duncan,
A CAP1 settlement was the first item they removed. They also removed a ford motor credit charge off. TU was the first to delete these items.
my charge offs and settlement were paid.
100 a month seems steep but I guess if you see results then its worth it
I only have one negative on my account ---a Bloomingdales chargeoff (a chargeoff that should fall off in February 2013). It's accurate though, so I am not sure if LL could help me. I am wondering if I should just pay the 100 bucks and see what they can do in a month. If Bloomys doesn't budge, which they havent for me, then i'll cancel. I'm also worried that having Lexington dispute a bunch with them will mess things up and it will end up not falling off in February. Is that possible?
@ccb2115 wrote:I only have one negative on my account ---a Bloomingdales chargeoff (a chargeoff that should fall off in February 2013). It's accurate though, so I am not sure if LL could help me. I am wondering if I should just pay the 100 bucks and see what they can do in a month. If Bloomys doesn't budge, which they havent for me, then i'll cancel. I'm also worried that having Lexington dispute a bunch with them will mess things up and it will end up not falling off in February. Is that possible?
Then there is no basis for a dispute. Only information you truly believe to be incorrect should be disputed.