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you are doing more harm than you know by letting a SO called credit repair company send dv's on your behalf, just FYI!!!!!!
@Lasardo wrote:
Unless you need to have inquiry's removed (which is very difficult unless they are in error) you do not need to pay the full $99.95.
I went with the $99.95 a month first, printed the inquiry letters then went down to $79.95 a month. Also they have inquiry dispute letters here.
myFICO will never have a dispute letter for inquires unless it was submitted by a poster. Inquiries like accurate TL's should never be disputed!!!
@Lasardo wrote:
Dab ears-
Are you telling me if you have an inaccurate inquiry you can not dispute it with the creditor under the permissible purpose provisions of the FCRA.? Because I had several removed disputing them under the Act and nothing negative happened!
There is your key word in the disputes. I believe dabears is saying you can't dispute accurate information or inquiries.
If youre going to use a firm for all the leg work, id atleast write the PFDs and GWs personally.
At the end of the day, PFDs and GWs are nothing more than asking them to do you a solid. Imagine gettin a letter from someone asking you to do them a personal favor, and it was signed by their attorney...
@Shogun wrote:
@Lasardo wrote:
Dab ears-
Are you telling me if you have an inaccurate inquiry you can not dispute it with the creditor under the permissible purpose provisions of the FCRA.? Because I had several removed disputing them under the Act and nothing negative happened!There is your key word in the disputes. I believe dabears is saying you can't dispute accurate information or inquiries.
Correct Shogun, It was a long a day yesterday. LOL
ooops. Acidentally hit the "Post" button on my phone. Sorry!