Rebuilding Your Credit

[surfnspy]

So, I thought I'd give Lexington Law 90 days to see what they could do. So far, looks promising.

TU deletions - 5/5 (including a judgment from 2008). Starting FICO: 703 : Current FICO: 777 

EQ deletions - 3/4 (including a paid collection from 2009). Starting FICO: 695 : Current FICO: 710

EX deletions - 3/4 (including a 60 day late from 2007). Starting FAKO: 690 : Current FAKO: 722

If I can get the judgment removed from EX and EQ then I'll be good to go. They are initiating an escalated campaign on my behalf. I'm crossing my fingers.

I'll let you know!

[Lasardo]

Wow your results have been great! I have had a lot of luck with them so far too! Got my TU score from 554 to 709 with nothing left on it, now just for the others, still working on it.

[surfnspy]

554 to 709! That's awesome. Less than a month after opening my account with LL, I received a letter from Citibank stating they were removing an item from all 3 CRAs. I was wow'd by that alone but, after learning my judgment from 2008 had been deleted from TU on their first attempt, I asked my girlfriend to pinch me to make sure I wasn't dreaming! It made my day. If they get the judgment from EQ and EX removed drinks are on me!

[Lasardo]

Surf and spy, they got 2 judgments off My TU and 1 off EQ, regardless I have none left. ..I should point out that I got my score up by becoming an AU on someones AMEX that alone increased my score 30 points. ~ and I will take you up on those drinks when the time comes!

[jetsfan2012]

How much are you paying lexington for the service?

[Repo-ed]

That was going to be my question. Which tier did you go with?

[rootpooty]

I believe its 100 a month. thats what they quoted me and i believe it comes with some perks like report monitoring and might (dont quote me on might) come with scores. I decided not to go with it cause I came accross this forum and browsed this section day and night and realized i could do everything myself if i stay persistant

[surfnspy]

I signed up for the $79.95 per month deal. I should point out that the first month is $99.95.

It's true I COULD do all this myself but, it was important enough to me to have a company that specialized in this type of work do the heavy lifting. My I would have gotten the same results as them, maybe not. I'm just glad things are happening.

I've heard some have had difficulty connecting with LL staffers but, my experience has been great! The paralegal gals are beyond helpful and pleasant and really understand how this stuff works and are happy to educate you along the way.

Hope this helps.

[ElDiablo]

Hello everyone,

So far LL has removed 2 of 4 items on TU. 1 of 4 on EQ and 1 of 4 on EX. I have their concord service and it is the $99 plan.

[rootpooty]

interesting, im actually considering contacting them regarding my gf's reports. we've been together awhile now but she has like 20 something derogs on each report. mostly medical but still thats alot