07-21-2012 07:39 PM
So, I thought I'd give Lexington Law 90 days to see what they could do. So far, looks promising.
TU deletions - 5/5 (including a judgment from 2008). Starting FICO: 703 : Current FICO: 777
EQ deletions - 3/4 (including a paid collection from 2009). Starting FICO: 695 : Current FICO: 710
EX deletions - 3/4 (including a 60 day late from 2007). Starting FAKO: 690 : Current FAKO: 722
If I can get the judgment removed from EX and EQ then I'll be good to go. They are initiating an escalated campaign on my behalf. I'm crossing my fingers.
I'll let you know!
07-21-2012 09:29 PM
07-21-2012 10:15 PM
07-22-2012 12:23 AM
07-22-2012 04:01 AM
How much are you paying lexington for the service?
07-22-2012 03:39 PM
I believe its 100 a month. thats what they quoted me and i believe it comes with some perks like report monitoring and might (dont quote me on might) come with scores. I decided not to go with it cause I came accross this forum and browsed this section day and night and realized i could do everything myself if i stay persistant
07-22-2012 06:43 PM
I signed up for the $79.95 per month deal. I should point out that the first month is $99.95.
It's true I COULD do all this myself but, it was important enough to me to have a company that specialized in this type of work do the heavy lifting. My I would have gotten the same results as them, maybe not. I'm just glad things are happening.
I've heard some have had difficulty connecting with LL staffers but, my experience has been great! The paralegal gals are beyond helpful and pleasant and really understand how this stuff works and are happy to educate you along the way.
Hope this helps.
07-22-2012 07:12 PM
interesting, im actually considering contacting them regarding my gf's reports. we've been together awhile now but she has like 20 something derogs on each report. mostly medical but still thats alot
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO