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Contributor
JustinNguyen
Posts: 99
Registered: ‎10-20-2012
0

Re: Lexington Law - Results so far...

first thing i won't trust too much as new member just post 100 post and just become member of this year. i seaching all on internet. i just see LL is scam. on 100 people i saw 80 people complaint about LL

Valued Member
asp123
Posts: 47
Registered: ‎10-11-2012
0

Re: Lexington Law - Results so far...

I have read that many of the items they get deleted do frequently show up again. I will be curious to see if that is the case with you. 

 


Starting Score: 9/2012 - 609
Current Score: 11/9/2012 TU 620 11/9/2012 EQ 591
Goal Score: 700


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Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Lexington Law - Results so far...

[ Edited ]

asp123 wrote:

I have read that many of the items they get deleted do frequently show up again. I will be curious to see if that is the case with you. 

 


I never used LL, but I used techniques similar to LL's early in my repair days. From personal experience, probably 7 out of 10 baddies that got deleted returned as a new baddie, and of those that returned, they were much, much more difficult to remove. 

 

ETA...and of those still inside SOL, a couple of them proceeded to sue. They will wake up.

Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: Lexington Law - Results so far...

i may re-enlist the services of LL once my repo SOL expires in Jan 13' - with hopes of a full-deletion as the DoFD on all 3 CRs are not only incorrect, but all 3 are reporting different dates. Not even the correct year.

we'll see...
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010
0

Re: Lexington Law - Results so far...

There's nothing Lexington Law can do that you can't if you follow advice in these forums.

 

Essentially these services (and I used a different one for a while with very little success, but had already gotten things corrected) rely on the stupidity / laziness of the people at the furnishers and CRAs and overwhelm the CRAs with disputes in hope a few will "stick".  The CRAs have gotten better at detecting this and I suspect that's why the baddies that fall off and reappear are harder to dislodge later.

 

If you first focus on erroneous items, those past seven years and so forth, then follow up with GW letters you'll probably get better results at lower cost.  We don't have a legal right to get rid of accurately reported baddies.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: Lexington Law - Results so far...

thankfully mine falls within those legal rights. whew...
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
New Contributor
mizmagic
Posts: 64
Registered: ‎10-20-2012
0

Re: Lexington Law - Results so far...

This is good information to have in the event that my efforts fail. 


Starting Score: 523
Current Score: EQ 608 EXP 648 TU 565
Goal Score: 800


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Established Contributor
Lasardo
Posts: 749
Registered: ‎04-26-2012
0

Re: Lexington Law - Results so far...

I have been with LL for almost a year now and my experience has been amazing.
27 items removed and I am down to 1 now and that one falls off in dec.
I hear you all on your criticism but there are people out there that do have good experiences.
Yes, I could do it all on my own, especially since they are all medical BUT I could mess it up.
I would rather pay the $79.95 (concord)
I would rather leave it to someone that had done this and understands the system and all the laws.
CS 728- 01/13 from 554-12/11
Goal: 800
Established Contributor
Lasardo
Posts: 749
Registered: ‎04-26-2012
0

Re: Lexington Law - Results so far...

Root tooth, you may have read ..27 items removed, all medical, I highly recommend LL
Medical is the easiest to remove. I say,.. go for it!
CS 728- 01/13 from 554-12/11
Goal: 800
Established Contributor
traveler2005
Posts: 524
Registered: ‎08-13-2011
0

Re: Lexington Law - Results so far...

Hi  

 

I am also with LL now after spending the last 2 years trying to goodwill things off my credit report. I am on the concord level plan. All of my charge offs, judgments, tax liens are all paid in full. So far they have not removed anything. I just started my second round. I plan to give them 6 months. If nothing removed then I will drop them. I was just at a standstill on my own. Figured I would give them a try.





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 675, Exp 653.,Eq 655
Goal Score: 700 across the board


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