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Lexington Law real fico or fako?

Contributor

Lexington Law real fico or fako?

I just had a free consultation with Lexington Law.They said my fico score is 687 and that it was the average between all 3 scores.Is this fico from LL a real fico or a fako?



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640


Take the myFICO Fitness Challenge
Message 1 of 6
5 REPLIES
Established Contributor

Re: Lexington Law real fico or fako?

I just had a free consultation with Lexington Law.They said my fico score is 687 and that it was the average between all 3 scores.Is this fico from LL a real fico or a fako?


Hi I just reviewed your post.  I am currently with Lexington for 5 months and today gave them a call.  I asked them could they tell me my credit score and I was informed no because their a TPL and they cannot obtain the actual credit score.  They did refer me to myFICO or CreditKarma (FAKO) if I wanted to obtain the acutal scores.   Most accurate would be to contact the CRA directly and pay for them.  

 

I do not plan to keep them for long; however, I have  a lot of baddies and I need to put a dent in it.  Thus far they removed quite a few. 

 

Starting Score: 555/567/570- Oct-2015: Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goal:700; Current VISA-MC-Amex Credit Cards|NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured $550|Cap J-$700|CapOne Silver $1600lMerrick-$1,900lAnex-Cash (AU)-$2500l Amex Delta Sky Miles- $1k
Commeity Store Credit Cards:$45k, $1100|Amazon-$1,000|Nordstrom-$3000|Neiman Marcus-$700|
Garden Until 2/12018 removing last 1-baddy/decrease UTIL
Message 2 of 6
Moderator Emeritus

Re: Lexington Law real fico or fako?

LL on their site says they resell "TransUnion Credit Monitoring" offered by TU. The score via that service is a FAKO called a Vantage.

Message 3 of 6
Contributor

Re: Lexington Law real fico or fako?

Well now,isn't that interesting.The man pulled my credit and told me what my score was.My baddies are the result of Toyota reporting mulitiple late payments due to ONE partial payment.



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640


Take the myFICO Fitness Challenge
Message 4 of 6
Contributor

Re: Lexington Law real fico or fako?

Ok,thank you for the information.



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640


Take the myFICO Fitness Challenge
Message 5 of 6
Moderator Emeritus

Re: Lexington Law real fico or fako?


NICKI183 wrote:

I just had a free consultation with Lexington Law.They said my fico score is 687 and that it was the average between all 3 scores.Is this fico from LL a real fico or a fako?


Hi I just reviewed your post.  I am currently with Lexington for 5 months and today gave them a call.  I asked them could they tell me my credit score and I was informed no because their a TPL and they cannot obtain the actual credit score.  They did refer me to myFICO or CreditKarma (FAKO) if I wanted to obtain the acutal scores.   Most accurate would be to contact the CRA directly and pay for them.  

 

I do not plan to keep them for long; however, I have  a lot of baddies and I need to put a dent in it.  Thus far they removed quite a few. 

 


Once again this will get you a FAKO score.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 6