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smiths38
Posts: 108
Registered: ‎09-29-2012
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Lexington Law real fico or fako?

I just had a free consultation with Lexington Law.They said my fico score is 687 and that it was the average between all 3 scores.Is this fico from LL a real fico or a fako?



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
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NICKI183
Posts: 340
Registered: ‎02-29-2008
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Re: Lexington Law real fico or fako?

I just had a free consultation with Lexington Law.They said my fico score is 687 and that it was the average between all 3 scores.Is this fico from LL a real fico or a fako?


Hi I just reviewed your post.  I am currently with Lexington for 5 months and today gave them a call.  I asked them could they tell me my credit score and I was informed no because their a TPL and they cannot obtain the actual credit score.  They did refer me to myFICO or CreditKarma (FAKO) if I wanted to obtain the acutal scores.   Most accurate would be to contact the CRA directly and pay for them.  

 

I do not plan to keep them for long; however, I have  a lot of baddies and I need to put a dent in it.  Thus far they removed quite a few. 

 

Current FICO scores: Mid 500's (5/27/14)
Current FICO score: 590 (10/27/14
Cap One: QuickSilver ($750), Journey($500), CapOne ($500) Secured USSA-AMEX ($550), Secured Discover IT ($200), Target ($500), Merrick Bank ($600), Fingerhut ($660)
Subprime: First Premier x2, Emblem Bank, Merrick Bank
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llecs
Posts: 32,869
Registered: ‎08-04-2007
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Re: Lexington Law real fico or fako?

LL on their site says they resell "TransUnion Credit Monitoring" offered by TU. The score via that service is a FAKO called a Vantage.

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smiths38
Posts: 108
Registered: ‎09-29-2012
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Re: Lexington Law real fico or fako?

Well now,isn't that interesting.The man pulled my credit and told me what my score was.My baddies are the result of Toyota reporting mulitiple late payments due to ONE partial payment.



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640


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Contributor
smiths38
Posts: 108
Registered: ‎09-29-2012
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Re: Lexington Law real fico or fako?

Ok,thank you for the information.



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640


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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: Lexington Law real fico or fako?


NICKI183 wrote:

I just had a free consultation with Lexington Law.They said my fico score is 687 and that it was the average between all 3 scores.Is this fico from LL a real fico or a fako?


Hi I just reviewed your post.  I am currently with Lexington for 5 months and today gave them a call.  I asked them could they tell me my credit score and I was informed no because their a TPL and they cannot obtain the actual credit score.  They did refer me to myFICO or CreditKarma (FAKO) if I wanted to obtain the acutal scores.   Most accurate would be to contact the CRA directly and pay for them.  

 

I do not plan to keep them for long; however, I have  a lot of baddies and I need to put a dent in it.  Thus far they removed quite a few. 

 


Once again this will get you a FAKO score.  


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