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I agree. I've never used Lexington Law but I use White, Jacobs and Associates. I read everyones comments about why pay someone for something you can do yourself, and all I can think is the same reason people pay to have their oil changed or their taxes done. Because while yes it is something you can learn to do, its not always something you want to learn to do or have the time to do. I only paid for six months of service so I am learning on how to continue to fix my credit and how to keep my credit in tact. I wouldn't change hiring them.