No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
The open date of a collection is not the same as the DoFD, the DoFD is set by the OC and its a set in stone date by law.
If you are certain that the Dish Network account was cancelled in 2008, then the item should not be listed on your credit report. I have had a few negative items that were showing on my credit report incorrectly (over 7 years old). I disputed them with the CBs via certified letters and the result from the investigation were that they were reporting correctly. After that, I sent another round of certified letters to the CBs asking them to advise which methods that they used to verify the debt and respond within 15 days of the date on my letter or delete the item from my credit report. The item was deleted on all three reports.
I used Lexington Law at the beginning of the year and did not see results with them. The two items that they claimed to delete came from open investigations with the CBs that I had started two weeks prior to signing up. I gave them 4 months and no changes before I cancelled. I started researching online and have better luck on my own getting items deleted..
this erased C/O account for tmobile for me...definitely want to VALIDATE, not VERIFY. And like you said, ask for validation in writing...well, i guess i should say always ask for everything in writing lol
**bleep** good post...thank you so much
this erased C/O account for tmobile for me...definitely want to VALIDATE, not VERIFY. And like you said, ask for validation in writing...well, i guess i should say always ask for everything in writing lol
DARN good post lol...thank you so much
@Anonymous wrote:
Here's the key. When asking for verified or validate. You or they need to Validate that this is your item. People can so call verify anything without proof. But unless they can validate it. It can be disputed and removed. Also ask for written information. So just in case they suddenly want to become hard to deal with.