Lexington law?

[jbrown773]

What can Lexington law do that I cant? 

[llecs]

Nothing.

[J_G]

I used them and am using them again because i am too lazy to do it myself. But they only dispute 2 items on each report every month. So if you have a lot of stuff it will take a long time! But they do dispute you that's all.

[azguy13]

It is a complete waste of time. All they will do is direct dispute with the CRA. Oh, and they are also not a law firm. They just have the word "law" in their name. You can do in 30 mintures what these people charge you $100 for. 

People like them prey on the ignorance and distress of others. They are down there with the bottomfeeder collection agencies

[jbrown773]

Thats what I thought. Thanks

[CAnNY]

I used Sky Blue. Who did a great job for me. They were only $49 per month and they dispute up to 15 items I believe per month. I would use them again should the need arise. It was my choice to use the for the two months I did to rid my report of baddies. It was my choice and I am quite happy about it!

[jbrown773]

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@CAnNY wrote:
I used Sky Blue. Who did a great job for me. They were only $49 per month and they dispute up to 15 items I believe per month. I would use them again should the need arise. It was my choice to use the for the two months I did to rid my report of baddies. It was my choice and I am quite happy about it!

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When sky blue disputes stuff how does it come off? the creditor just drops it? I mean surely not everything can come off

[Hopelives2]

Lexington Law: disputes bankruptcy that is public record despite being told explicitly NOT to do so

Lexington Law: harasses creditors so that when an individual sends his/her own letter, it is disregarded as frivolous

How do I know?  I used them.  Never, ever again.

[Sonic98]

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@CAnNY wrote:
I used Sky Blue. Who did a great job for me. They were only $49 per month and they dispute up to 15 items I believe per month. I would use them again should the need arise. It was my choice to use the for the two months I did to rid my report of baddies. It was my choice and I am quite happy about it!

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I might give Sky Blue a try. I just don't trust these credit repair agencies, especially if you have to pay a fee up front, then pay a monthly fee. I'd be more willing to try one if they gave you a free month or had a pay as you go option, where you pay a small fee anytime something gets deleted. I'd go for that even if I ended up paying slightly more in the end

[Lasardo]

I started out using LL because I was so overwhelmed with the credit repair knowledge one needs to dispute an item (at least i thought) They were great BUT limited. They could dispute but not do PFD's or GW's. When I started with LL I had 27 baddies.. Of those LL removed maybe 9, I did the rest through knowledge of this website, learning the FCRA, and using the forums for everything. once I did this I canceled with LL.. The truth is I did not work for the year I was doing this, a lot of time was spent fixing my credit only because there was so much to fix.
Btw- They do not charge you until they have provided a months service and you can go with different tiers ($79,$89,$99).
I'm not familiar with sky blue but if you feel overwhelmed. credit repair may be an option but if you have a lot if PFDs and GW's then I suggest going it on your own. We are here to help so maybe you can give us a rundown of your credit profile and we can point you in the right direction.