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Loan Question

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haleyjen
Regular Contributor

Loan Question

Do any of you know of any loan companies that DON'T pull TU.  I tried the soft pulls with Springleaf and Lending Club and both pulled TU.  I need money for an unexpected medical emergency and my EQ and EX scores are MUCH (like 80 and 100 points) better than my TU.

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Loan Question

Google "credit pull database" type in a lender's name and you will find what they pulled for others.
Message 2 of 7
haleyjen
Regular Contributor

Re: Loan Question

It doesn't have loan companies, only credit cards.

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 3 of 7
fltireguy
Valued Contributor

Re: Loan Question

Have you looked into CareCredit?
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 7
haleyjen
Regular Contributor

Re: Loan Question

I need about 5,000 and didn't think I'd have a prayer of getting approved for that with care credit - do you know who they pull?  My friend had suggested Lending Club - but my TU is 580 with three collections, my EQ is 620 with two, and my EX is 650 with an old medical collection that's about to age off.

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 5 of 7
haleyjen
Regular Contributor

Re: Loan Question

I'm near suicidal.  I'll never get this money....Lending Club, Peerform, Avant....all the soft pulls ALL TU.

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 6 of 7
Anonymous
Not applicable

Re: Loan Question

Maybe try freezing your TU file so they have to soft pull another one?

Message 7 of 7
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