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Do any of you know of any loan companies that DON'T pull TU. I tried the soft pulls with Springleaf and Lending Club and both pulled TU. I need money for an unexpected medical emergency and my EQ and EX scores are MUCH (like 80 and 100 points) better than my TU.
It doesn't have loan companies, only credit cards.
I need about 5,000 and didn't think I'd have a prayer of getting approved for that with care credit - do you know who they pull? My friend had suggested Lending Club - but my TU is 580 with three collections, my EQ is 620 with two, and my EX is 650 with an old medical collection that's about to age off.
I'm near suicidal. I'll never get this money....Lending Club, Peerform, Avant....all the soft pulls ALL TU.
Maybe try freezing your TU file so they have to soft pull another one?