Rebuilding Your Credit

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Member
sohcd16
Posts: 9
Registered: ‎11-10-2012

Re: Long Time Lurker- Finally Decided to join and would like your valued opinions

Options

‎12-04-2012 05:16 PM

Any suggestions?

Message 11 of 14 (123 Views)
 
Reply
Member
sohcd16
Posts: 9
Registered: ‎11-10-2012

IRe: Long Time Lurker- Finally Decided to join and would like your valued opinions

Options

‎12-07-2012 04:38 PM

I just received a letter from my medical CA saying, "We respectfully reject your request to settle for $84.00 and to remove the account from the credit bureau. We have an obligation to protect the integrity of the credit bureau. If you choose to pay your balance in full, it will be reported to the credit bureau as paid in full." What should I do next? The balance is $85.57, I thought that I just put I would pay in full for a PFD. Do you think if I offer the full amount they will change? Or should I just pay and then GW?

Message 12 of 14 (101 Views)
 
Reply
Moderator
Moderator
llecs
Posts: 31,479
Registered: ‎08-04-2007

Re: IRe: Long Time Lurker- Finally Decided to join and would like your valued opinions

Options

‎12-07-2012 05:29 PM

If it were up to me, I would try and try again. I'd resend a PFD to the same address that led to that response and would thank them and would try again. I'd also send PFDs to alternate addresses/fax numbers.

Message 13 of 14 (94 Views)
 
Reply
Member
sohcd16
Posts: 9
Registered: ‎11-10-2012

Re: IRe: Long Time Lurker- Finally Decided to join and would like your valued opinions

Options

‎12-10-2012 03:50 PM

Thank you for the response. I did resend the email and I received a call today. I told them that I was attempting to verify that this account was actually mine with the medical company. Any tips on how to convince a CA to agree on a PFD? Does anyone have any experience with Merchants Credit in Redmond/Bellvue,WA?

Message 14 of 14 (63 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+