My fico's are on the rise, my baddies have been mostly defeated and I feel that I've moved out of that initial where do I go from here phase and am now in phase 2, the aftermath.
My question is, does anyone have any successful information on the following last of my baddies:
Cap One - Charged Off, Sued me, Paid, Settled 2006 - 2010
Chase - Charged off, paid off, 2006 - 2010
HSBC - Charged off, paid off, 2006 - 2010
GEMB(American Eagle) - Charged off, paid off, 2005 - 2009
Midland Credit Management - Chase charge off, paid off 2010
West Asset Management - Direct TV, paid off 2010
United Collections Bureau - Medical Bill from 2006, paid in 2007
All paid off, and unfortunately they are the last of my items reporting any kind of bad information. Cap One is who I want off the most, they report fine on 2 of my reports, but on EQ they are reporting me as 90+ days late 39 times which I've disputed but that is legit.
I would just say forget about it and enjoy being in debt-free bliss BUT I start Law School in a few months and I'll need to start applying for financing so I can afford the $2000 books. Any information on possible contacts or strategies that have worked would be greatly welcomed and likewise I would be happy to share my resources as I've battled many other companies off my reports to get down to just having these last few.
Starting Score: 582