04-06-2012 05:24 PM
I am looking for advice here.... I am looking for GW adjustments or deleted TL. USAA and Nissan refuse to budge and Sallie Mae is too. I have 5 more accounts with Sallie Mae all have been paid in full but they report them seperately for some reason. Verizon will not respond back. I have tried PFB and everything with no response. In regards to paypal, I have not tried them yet but has anyone had success with them? The following is what I am working with here...... Also another question.. Since Verizon has an address for the contact on my credit report of a location in which they are no longer at could I try sending them a DV letter in mail and when comes back take it to the CB and show them it came back and I don't have another contact for them? If I do would they delete the TL stating its unverfyable? What is everyone's thoughts on this?
Thank in advance for any assistance.
|CREDIT ONE BANK|
|GECRB/PAYPAL SMART CON|
|$356||$300||$442||$35||Account Update: GECRB/PAYPAL SMART CON It has been reported that a payment was made to your GECRB/PAYPAL SMART CON account ending in .... 2/8/2012|
|NISSAN MOTOR ACCEPTANC|
|74 months||$28,136||Account Update: NISSAN MOTOR ACCEPTANC It has been reported that a payment was made to your NISSAN MOTOR ACCEPTANC account ending in .... 9/12/2006|
|USAA FEDERAL SAVINGS B|
|71 months||$27,357||Account Update: USAA FEDERAL SAVINGS B It has been reported that a payment was made to your USAA FEDERAL SAVINGS B account ending in .... 4/28/2008|
|VERIZON VIRGINIA INC|
|1 months||Account Update: VERIZON VIRGINIA INC It has been reported that a payment was made to your VERIZON VIRGINIA INC account ending in ...-. 2/16/2009|
|Unknown - Credit Extension, Review, Or Collection|
|10 years||$1,333||Account Update: SALLIE MAE It has been reported that a payment was made to your SALLIE MAE account ending in .... 8/5/2011|
04-06-2012 06:06 PM
The PayPal account shows closed with a balance. Is it currently delinquent, or are you now paying as agreed? If it becomes delinquent, it could be a problem.
The Verizon comment paid for less is a negative comment that does not look good to other credtiors, and I would attempt to at least get that comment removed.
As for a DV, you can only DV a debt collector. Additionally, the CRAs are not a party to a DV process, so they arent likely to get involved in problems you are facing in that process.