11-09-2012 08:14 PM
Ok, so i should send GW to everyone that has been paid, but still shows up on my CR?
Lets say I have Bank A on my report and they sold my account to Collector B. I paid Collector B, but both are still showing on my report. Do I send a letter to both?
11-09-2012 08:38 PM
Yes, you would send a GW to both.
11-09-2012 09:06 PM
I read a few GW on this forum and have a starting point.
From what I understand, it can take upto a month for a reply.
One last question, can I just call them or stick with a letter?
I'll revive this topic again once I have a update, I'll also keep a eye here for any new advice.
12-07-2012 05:41 PM
I received a letter from one of the banks, Chase.
It states that they are unable to request the removal of the late payment. Delinquency information is furnished to the credit bureaus when two consecutive payments are missed. To preserve the integrity of the credit gueau reprting system, we are unable to alter valid information that was previously reported.
Whats my next step? Do I call the number?
I was really hoping this would work.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.