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I am looking for advice here.... I am looking for GW adjustments or deleted TL. USAA and Nissan refuse to budge and Sallie Mae is too. I have 5 more accounts with Sallie Mae all have been paid in full but they report them seperately for some reason. Verizon will not respond back. I have tried PFB and everything with no response. In regards to paypal, I have not tried them yet but has anyone had success with them? The following is what I am working with here...... Also another question.. Since Verizon has an address for the contact on my credit report of a location in which they are no longer at could I try sending them a DV letter in mail and when comes back take it to the CB and show them it came back and I don't have another contact for them? If I do would they delete the TL stating its unverfyable? What is everyone's thoughts on this?
Thank in advance for any assistance.
CREDIT ONE BANK ... | 3/17/2006 | Individual | Closed |
$350 |
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GECRB/PAYPAL SMART CON ... | 8/23/2009 | Individual | Closed |
$356 | $300 | $442 | $35 | Account Update: GECRB/PAYPAL SMART CON It has been reported that a payment was made to your GECRB/PAYPAL SMART CON account ending in .... 2/8/2012 |
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NISSAN MOTOR ACCEPTANC ... | 12/16/2005 | Joint Account | Closed |
74 months | $28,136 | Account Update: NISSAN MOTOR ACCEPTANC It has been reported that a payment was made to your NISSAN MOTOR ACCEPTANC account ending in .... 9/12/2006 |
Auto Loan |
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USAA FEDERAL SAVINGS B ... | 9/5/2006 | Joint Account | Closed |
71 months | $27,357 | Account Update: USAA FEDERAL SAVINGS B It has been reported that a payment was made to your USAA FEDERAL SAVINGS B account ending in .... 4/28/2008 |
Auto Loan |
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VERIZON VIRGINIA INC ...- | 3/10/2005 | Individual | Closed |
1 months | Account Update: VERIZON VIRGINIA INC It has been reported that a payment was made to your VERIZON VIRGINIA INC account ending in ...-. 2/16/2009 |
Unknown - Credit Extension, Review, Or Collection |
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SALLIE MAE ... | 9/11/2003 | Individual | Closed |
10 years | $1,333 | Account Update: SALLIE MAE It has been reported that a payment was made to your SALLIE MAE account ending in .... 8/5/2011 |
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The PayPal account shows closed with a balance. Is it currently delinquent, or are you now paying as agreed? If it becomes delinquent, it could be a problem.
The Verizon comment paid for less is a negative comment that does not look good to other credtiors, and I would attempt to at least get that comment removed.
As for a DV, you can only DV a debt collector. Additionally, the CRAs are not a party to a DV process, so they arent likely to get involved in problems you are facing in that process.