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I have 3 accounts showing on my credit report as charge offs. I know I have paid these accounts. My lender just told me that i should send a letter to the company reporting the charge off and also send a copy to each of the three reporting agencies.
Is there any sample letters on here that I can take a look at to do this? Or even if anyone has emails and email addresses for these three below that would be great also.
The companies are:
U of Phoenix
First Premier
Plains Commerce Bank
Thanks
Hi Karrie, you would send GW letters which is a personal letter asking them to delete their trade line as a nice gesture. Personally I just paid a C\O with First Premier and I have sent 5 GW letters to them. Tired of wasting money on stamps lol. I did get a e-mail back from their credit bureau manager stating all GW letters go in the garbage. Thank god I will never need them again.
Community Leader,
DaBears
WOW nice to hear all your hard work and stamp money for FP just went in the garbage. Thats crazy.
Ok I'll look for good will letters thanks
You can certainly try. Me personally I gave up and hope that company goes under!!!!
Yeah I'm gonna try thats for sure. Maybe I can get lucky (not going to hold my breathe).
I would send them. Others have had success recently, despite what they may tell people.