@TermsAndConditions wrote:
I was thinking of ways to increase my score and credit worthiness by taking my rewards money from my CC company and putting that into a secured CC.
I have 2 unsecured cards that I primarily use for paying bills and pay them off when available to do so. In return, my reward $$ have been adding up pretty good. To put me closer to my ideal score range, I was thinking of taking that money and rolling it into a secured cc. has anyone done this with success would this be something to help me achieve those short term goals?
In all honesty it would be a waste of the money to obtain a secured card with it as you already have unsecured credit. I would continue to do as you are doing with the cards you have now and after 6 months of good history reports app for more unsecured. Use the money from the rewards for something else or invest it.
