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The scores offered by those sites are not true FICO scores, they are Vantage Scores. Most lenders use FICO. You can either get those scores here at myfico.com or go to creditchecktotal.com and sign up for their $1 free tiral, they will give you all three true FICO scores. Just cancel before the trial is up.
Once we know your scores we can help see what you may qualify for. Do you have any derogetories such as collections, public records, or charge offs?
I would say with those scores, you could get a cap one platinum. How old are the bad items on your reports? Have you attemped a PFD (pay for delete)? Also for the paid off collections, you could try to send goodwill letters to the companies to try and get them removed.