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WTG congrats on your successful rebuilding journey! It only gets better from now, keep up the good work!
You'll be there before you know it. I think what surprised me was that even though I had the cards & was doing like I was supposed to, I wasn't expecting things to go so well "so" fast. The last two reports I pulled have really cheered me up to the possibility that within a year or two (hopefully a year, lol) I can have a "real" credit card & not one that's secured. Another thing you can try is getting a store card using the "shopping card trick". I just did that last week and I'm anxious to use it, pay it off & then see what kind of results I get from that.
Good luck to you!
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Congrats!! Keep up the great work!
@rookie26 wrote:Congratulations! I am just starting off at 540 with a similar situation, most of my baddies are acccurate. Just got my second secured cc, and I've been debt free for 6 months. Hopefully I'm where you are in 12 months
Dont worry! Secured cards do wonders to your credit when used correctly! Good luck on your journey!!