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New Contributor
Posts: 50
Registered: ‎03-07-2011
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Luebke Baker - NRS Circulation - Total Scam

[ Edited ]

Hey...has anyone had any recent dealings with either of these companies?  They sent my GF a letter claiming $500 bill for magazines...completely bogus.  We are going for a morgage soon and she has never had a collection ever.  There's all kinds of scam reports online for both of these companies.  I'm sending a DV letter since this is there initial response.  Just curios if anyone had some intel on either of these guys...much obliged and happy friday!


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Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Luebke Baker - NRS Circulation??????

I remember reading some posts a while back about similar events.

 

Try a search on the forums for those names and see if anything comes up.

New Contributor
Posts: 50
Registered: ‎03-07-2011
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Re: Luebke Baker - NRS Circulation??????

Thanks for the reply.  I found some stuff from 2008 and was just curious if there has been anything recent.  

 

The letter they sent was absurd..

Origninal Balance $459.04

Interest Amount $0

Amount Paid $495

Balance Due $54.04

Settlement Balance $549.04

 

"...permission to drop the outstanding balance on the account of $549.04 down to a settlement of $549.04.  If you pay the $549.04, your account with NRS CIRCULATION will pe listed as SIF or PIF"...absolutely rediculous...we don't get a single magazine and haven't in the 4 years we've lived together.


Starting Score: 655 EQ 616 TU
Current Score: 689 EQ 628 TU
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Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Luebke Baker - NRS Circulation??????

I haven't seen anything.

 

Send them a DV letter.  There is no time limit for them to respond, unless you live in TX.  But if they can't validate they have to remove it.

 

Or you can do a direct dispute with who is reporting.  This is under FCRA 623.

New Contributor
Posts: 50
Registered: ‎03-07-2011
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Re: Luebke Baker - NRS Circulation??????

Seeing as it's a total scam i'll send the DV letter, and OC dispute if need be.  I don't think it's on her CR yet but I'll definietly check.  I'll post results in the event someone else runs into these guys.  Thanks!


Starting Score: 655 EQ 616 TU
Current Score: 689 EQ 628 TU
Goal Score: 720+


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