04-01-2011 09:08 AM - edited 04-01-2011 10:26 AM
Hey...has anyone had any recent dealings with either of these companies? They sent my GF a letter claiming $500 bill for magazines...completely bogus. We are going for a morgage soon and she has never had a collection ever. There's all kinds of scam reports online for both of these companies. I'm sending a DV letter since this is there initial response. Just curios if anyone had some intel on either of these guys...much obliged and happy friday!
04-01-2011 10:16 AM
04-01-2011 10:25 AM
Thanks for the reply. I found some stuff from 2008 and was just curious if there has been anything recent.
The letter they sent was absurd..
Origninal Balance $459.04
Interest Amount $0
Amount Paid $495
Balance Due $54.04
Settlement Balance $549.04
"...permission to drop the outstanding balance on the account of $549.04 down to a settlement of $549.04. If you pay the $549.04, your account with NRS CIRCULATION will pe listed as SIF or PIF"...absolutely rediculous...we don't get a single magazine and haven't in the 4 years we've lived together.
04-01-2011 11:26 AM
I haven't seen anything.
Send them a DV letter. There is no time limit for them to respond, unless you live in TX. But if they can't validate they have to remove it.
Or you can do a direct dispute with who is reporting. This is under FCRA 623.
04-01-2011 11:38 AM
Seeing as it's a total scam i'll send the DV letter, and OC dispute if need be. I don't think it's on her CR yet but I'll definietly check. I'll post results in the event someone else runs into these guys. Thanks!