Has anyone had any recent luck with MACD aka Merchants Association with a PFD? I don't seem to be having very good luck with them but they are really my last major baddie to tackle and I just can't seem to get them to respond to me. This collection is from 11/10 and 1/11. They are two bills one for 695 and one for 700.
Anyone have any suggestions? I would love to have them removed but I am 5 years in now. I guess it is technically not hurting my credit as much now. Right?
