I have been lurking on the threads for some time now and have decided to take control of my debt and rebuild. I will start by logging my information in this journal. As of today my CR looks like the following:
TransUnion
CU deposit overdraft CO- $234
CACH LLC Collections -$1849..OC Washington Mutual CC
Capital One CO........ $859
Central Financial Control Collections....... $75 Medical Bill
Chase Bank CO.....
Direct Loans.......Deferred
Discover........Settled for < on 9/2013
Macys.........Settled for < on 6/2011
First Investors...........Auto Loan....$850
HSBC Bank...............CO
Jared Jewelers..........CO
Midland Funding......Collections $623
Where should I begin to start fixing my credit information?