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Valued Member
Posts: 34
Registered: ‎06-25-2012
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MCM is getting nervous I think, but still jerks

RIght now mm suing mcm in federal court.  As we are beginning to go into discovery my lawyer emails me.  They are offering to settle.  They will waive the debt. 2 Tell the cras to delete, and settle for 1000 dollars + confidentiality agreement.   What they are refusing to realize is that this debt was created through id theft.  THe cras have already deleted. 2  They re offering to waive a debt that was never mine? and 3.  1000 bucks?   They re out of their minds.  Im planning on taking this to court.  

New Member
Posts: 14
Registered: ‎08-20-2012
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Re: MCM is getting nervous I think, but still jerks

Get 'em!

 

Smiley Very Happy

EQ: 679 (Fico)
TU: 683 (Fico)
EX: 682 (FAKO)
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: MCM is getting nervous I think, but still jerks

Go for it. Good luck and let us know the outcome

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Posts: 13,897
Registered: ‎04-15-2011
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Re: MCM is getting nervous I think, but still jerks

Drag them to court...  See if you can flog them while you're at it!!!!

Starting Score: 504
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EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: MCM is getting nervous I think, but still jerks

Yeah let kick em in da corner of darkness 


Starting Score: 560
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Valued Contributor
Posts: 2,665
Registered: ‎06-05-2008
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Re: MCM is getting nervous I think, but still jerks


jerrod76 wrote:

RIght now mm suing mcm in federal court.  As we are beginning to go into discovery my lawyer emails me.  They are offering to settle.  They will waive the debt. 2 Tell the cras to delete, and settle for 1000 dollars + confidentiality agreement.   What they are refusing to realize is that this debt was created through id theft.  THe cras have already deleted. 2  They re offering to waive a debt that was never mine? and 3.  1000 bucks?   They re out of their minds.  Im planning on taking this to court.  


It would be smart to counter with a settlement that includes a larger dollar amount, around what you expect to clear from the court case, and attorney's fees.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

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Posts: 13,897
Registered: ‎04-15-2011
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Re: MCM is getting nervous I think, but still jerks

I agree with p-, plus put something off the wall in there.  Like Globetrotter tickets and a pack of skittles!  lol, just joking.  But if they are willing to pay more to keep it from going to court, see how much they'll take.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
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Re: MCM is getting nervous I think, but still jerks

Rule number 1 in negotations when you have the upper hand - never accept the first offer.

Rule number 2 in negotations when you have the upper hand - always make a counter offer for way more than what you realisitcally would expect.

Rule number 3 in negotiations when you have the upper hand - never talk about fight club.

 

 

I agree go back with a counter offer for 150% of what you expect to get if you won a court case, PLUS all legal fees, PLUS a formal written apology, and in return you would write a letter stating that you would consider this matter closed.

 

If you have a slam dunk case, I wouldn't accept anything less than 100% plus attorneys fees if you sign a confidentiality agreement of any sorts....because if it goes to trial, you win - you DON'T have to keep your mouth shut as everything would be public record. But you better make sure you have all your Ts crossed and Is dotted....



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Moderator
Posts: 13,897
Registered: ‎04-15-2011
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Re: MCM is getting nervous I think, but still jerks

Don't forget the skittle either.... that's the deal breaker!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
0

Re: MCM is getting nervous I think, but still jerks


Shogun wrote:

Don't forget the skittle either.... that's the deal breaker!


That just made my day. Smiley Very Happy

 



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
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