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UPDATE: New Score MCM just sent a letter that there is no more obligation.

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darwin_wins
Established Contributor

UPDATE: New Score MCM just sent a letter that there is no more obligation.

Just got a letter from MCM saying that the account they had with them is going to be taken off from my reports!!!!!  Not sure why, how but I am happy.

 

it says You have no further obligations regarding this account. Woohooo. Can't wait to see how that will change the score.

 

 

MF is yet to update the score but CCT says my score is 670 for EX & 674 for EQ after that deletion

Message 1 of 16
15 REPLIES 15
RonM21
Valued Contributor

Re: MCM just sent a letter that there is no more obligation.

Very nice surprise!! Congrats. If this is the only negative on the reports it could be a drastic change. If there are still negatives there, not so much. The last one to come off is the one that gives the massive jump.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 16
darwin_wins
Established Contributor

Re: MCM just sent a letter that there is no more obligation.

I got one on EQ and 2 on EX. EX has one paid off CO and one unpaid. EQ has one old 120 late. All of them will be off in next couple of months. 

Message 3 of 16
darwin_wins
Established Contributor

Re: MCM just sent a letter that there is no more obligation.

But definitely a nice surprise. Not sure if it is being sold to someone but I think from the wording it is being to go away for good and won't be sold to JDB
Message 4 of 16
Aduke1122
Senior Contributor

Re: MCM just sent a letter that there is no more obligation.

Could it be that they are at the end of their contact with the OC? U think this is happening to me right now
Message 5 of 16
darwin_wins
Established Contributor

Re: MCM just sent a letter that there is no more obligation.

Not sure. MCM didn't have this account for even a year. They got hold of it in August 2015.

I am not complaining. Just one less thing to try and get EE. EQ will clear by Nov which I try in Oct. EX will clear in Sept so I will try it again next month and see if they will do EE.
Message 6 of 16
Aduke1122
Senior Contributor

Re: MCM just sent a letter that there is no more obligation.

Good luck with it , I hope it stays gone for you!
Message 7 of 16
darwin_wins
Established Contributor

Re: MCM just sent a letter that there is no more obligation.

Thank you. I wouldn't want it to be sold to JDB and deal with that stuff ever
Message 8 of 16
Anonymous
Not applicable

Re: MCM just sent a letter that there is no more obligation.


@darwin_wins wrote:
Thank you. I wouldn't want it to be sold to JDB and deal with that stuff ever

So happy for you.  I will be glad when I'm done with them.  Aside for some lates, they are the only thing still on my report.  Keep us informed about the change in your scores when they are gone so we can all celebrate with you.  

Message 9 of 16
darwin_wins
Established Contributor

Re: MCM just sent a letter that there is no more obligation.

Absolutely. I will definitely wait for an update and see where it is goes. (I know it's going up even if it is not much). Good luck to you too, hopefully you can get rid of them too.

You got a nice collection of cards there.
Message 10 of 16
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