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MCM

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boonelb
Regular Contributor

MCM

If you have mcm on your report, please check.  mine is duplicated as I have heard others say. 

Message 1 of 13
12 REPLIES 12
boonelb
Regular Contributor

Re: MCM

they also reaged the debt

MIDLAND CREDIT MGMT INC

8875 Aero Dr Ste 200
San Diego, CA-921232255
(800) 825-8131

Account Number: Status:COLLECTION ACCOUNT 
Account Owner:Individual Account. High Credit:$3,584  
Type of Account :OpenCredit Limit: 
Term Duration: Terms Frequency: 
Date Opened:08/2007  Balance:$3,583  
Date Reported:01/2012 Amount Past Due:$3,583 
Date of Last Payment: Actual Payment Amount: 
Scheduled Payment Amount: Date of Last Activity:N/A
Date Major Delinquency First Reported:10/2007 Months Reviewed:50 
Creditor Classification: Activity Designator:N/A 
Charge Off Amount: Deferred Payment Start Date: 
Balloon Payment Amount: Balloon Payment Date: 
Date Closed: Type of Loan:Factoring Company Account (debt buyer) 
Date of First Delinquency:04/2006 
Comments:Consumer disputes this account information,
Collection account  
81-Month Payment History
No 81-Month Payment Data available for display.
MIDLAND FUNDING LLC 
Hide Details
 08/2007 $3,584   02/2012 $3,584   COLLECTION ACCOUNT 
MIDLAND CREDIT MGMT INC

8875 Aero Dr Ste 200
San Diego, CA-921232255
(800) 825-8131

Account Number: Status:COLLECTION ACCOUNT 
Account Owner:Individual Account. High Credit:$3,584  
Type of Account :OpenCredit Limit: 
Term Duration: Terms Frequency: 
Date Opened:08/2007  Balance:$3,584  
Date Reported:02/2012 Amount Past Due:$3,584 
Date of Last Payment: Actual Payment Amount: 
Scheduled Payment Amount: Date of Last Activity:N/A
Date Major Delinquency First Reported:02/2012 Months Reviewed:N/A 
Creditor Classification: Activity Designator:N/A 
Charge Off Amount: Deferred Payment Start Date: 
Balloon Payment Amount: Balloon Payment Date: 
Date Closed: Type of Loan:Factoring Company Account (debt buyer) 
Date of First Delinquency:04/2006 
Comments:Consumer disputes this account information,
Collection account  
81-Month Payment History
No 81-Month Payment Data available for display
Message 2 of 13
awash242
Contributor

Re: MCM

I'm in the same boat. Not only did it show back up after they reomved the tradeline, but now I have TWO negative tradelines on my Equifax report.

 

Message 3 of 13
boonelb
Regular Contributor

Re: MCM

whats funny is with the age of the collection my score jumped.

Message 4 of 13
awash242
Contributor

Re: MCM

How will you be dealing with having them removed? 

I've tried everything except PFD, but these people are a nightmare to work with.

Message 5 of 13
boonelb
Regular Contributor

Re: MCM

I dont have that kind of money so I have not contacted them.  I am afraid of restarting the SOL.  this debt was from when I lived in TX.  I am lucky TN will honor TX SOL.  If they did not then the it would be within the SOL for a few months.  I am waiting for them to attempt to sue cause I will file a counter claim esp now that I have it on record that they have duplicated the reporting of the debt and being out of TX SOL.

Message 6 of 13
bbb3601
Frequent Contributor

Re: MCM

I bet the other one disappears next month.  That being said I have a feeling mine will show back up even though it's paid.  I had to dispute on the other 2 CRA's because they still showed a balance, but I have a feeling they will screw that up too!! I think they just like messing with people.

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Message 7 of 13
boonelb
Regular Contributor

Re: MCM

the funny thing is its not showing on my other 2 reports.

Message 8 of 13
bbb3601
Frequent Contributor

Re: MCM

the duplicate was my eq only as well.

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Message 9 of 13
boonelb
Regular Contributor

Re: MCM

I mean mcm is not showing at all on my other 2 reports

Message 10 of 13
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