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cound some one PM this infomation to me as well. Thanks
Please PM me with the info as well.
Congrats!
I am confused if your process will help me dealing with Midland.
They are reporting as collection account, type of account - open, type of loan - debt buyer account..their reporting also shows I have high balance with them making it look like I have account with them.
Please PM me if you think anything is relevant.
thank you
Will anyone PM the info. to me as well.
Not sure if anyone is still reading this thread, but I thought I wld share. A few weeks or so on here I learned about the FTC ruling. I did some research and one of my CC acounts was with First bank of deleware, which was then bought out by Midland. Well, I sent in a copy of the ruling, which can be found in google, in a certified letter. A week later I called and they told me that this document didn't really say that my account was one of them. So I had to explain that the ruling was for all Compucredit accounts for the corresponding banks. Anyhow, after all they agreed to delete it off credit reports. Yay!!! I was so thrilled. They are truly difficult.
** If you speak Spanish, press the Spanish line because their Spanish reps are soo much nicer than the ones in English. I called various times and they were almost ampathetic, to the point that they gave me advise. I have another account, which was for a phone company and I was saying how it was a super old account from 2007 and I couldn't even remember, and they told me well then go file a police report and send us a copy and we will delete it for you, it will be marked as identity theft. So, I have filed a police report and waiting for a copy to send it to them. Can't wait to see the boost on my credit after these 2 collection deletions. Hopefuly it will be at least 50 points. Thoughts?
I had two Midland account that got deleted. The FTC ruling really did help. I love myfico.
That's great! How many points did your score increase when those were removed?
Was it a cc and if so, can you pm the details please? I am currently settling an account with them from VZW. I would really appreciate it as we are in the homebuying process.
Curious - After submitting your request online how long it take Midland to respond?