Credit Card Center Advertiser Disclosure†
12-19-2012 12:00 PM
I'm disputing through the CRA's now. I was hoping to just get a GW deletion since I PIF so long ago, it was so little, and the DoFD was years ago. But it looks like I will keep trying with these emails (especially to Brandon Black, CEO) and now to the CRAs.
12-19-2012 02:50 PM
please let us know how the dispute goes...people are always looking for a how to become success stories with a company...one thing I might do later is start a thread with consistent ways to handle each company as kind of a "summary of learned tactics" with each company and the best way to handle them...
01-10-2013 08:04 AM
01-10-2013 08:34 AM
Congrats!!! Today is happiest day of mine too!!!
I had two lines of midland deleted from Transunion report!!!
If anyone wants info with whom I spoke and how I did please inbox me, I will be glad to pass along. The person I spoke at midland believe or not was 100% helpfull, but I had to be persistent.
I offer what I thought was fair they took and after I overnight the check and they deposited I sent an email to the person with the cleared image and I pretty much suck it up all my anger and very calm and politely asked if the lines could be UPDATED at the same day. The person said yes he would be doing that for me. So here is how long it took for the whole thing to end:
Overnight check: 12/29/2012
Email: 01/03/2013 ... Updated same day
Called Transunion today 01/10/2013
MIDLAND IS GONE!!!
Good luck to everyone I know how hard and frustrated it is!!!
I'd love that information!
01-29-2013 06:16 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.