Did you ask for a deletion?
Just curious, because they will be my last baddie to settle with for $10k. I don't want to pay more than $1500! I have now settled and gotten rid of $70k in the last 2 years, all with successful deletions. Thanks in large to these forums! My credit score is now in the 700's! Yahoo!
Starting Score: 440 in June, 2010
rileytp wrote:This is on my credit report for $1,451. I got it through USAA (my credit report) and it's not showing what it's exactly for (the Midland collection). I did have a Cingular Wireless account that had a few early termination fees tacked on.
I hope to use other's experience with them when I go to bat on the debt.
What does GW stand for?
Hey there Ripley! Good luck with Midland -- I am in the processo of dealing with them as well (And so are a lot of other folks in the forums!) .
GW stands for "Goodwill" -- it's a request (typically in written form) for a company to make a "goodwill adjustment" to their reporting to the CRAs. I've had success with GW requests with two other companies in the past 30 days and I'm currently in "goodwill 'em to the ground"-mode with 3 others.
Best of Luck! Let me know if you need e-mail contacts for MCMCG (Midland). I've been distributing my list which was sent to me by another member a while back.
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012 
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