MIDLAND

[RUSTY101]

Hello, I have a question. I sent midland a dv letter 2 months ago. I have not heard from them, but they are still on my cr. What do I do now?

[guiness56]

There is no time frame in which a CA has to respond to a DV.  They just cannot continue collection activity until they do.  Since the TL was on your report prior to the DV, they are allowed to continue reporting.

You can send them another one.  Make copies of the letter and both green cards and send them to the CRA and asked that they be deleted.  It may or may not work.

[Schoolbuskid]

You could try disputing with the CRA's i just had them successfully removed. Good Luck!

[guiness56]

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@Schoolbuskid wrote:

You could try disputing with the CRA's i just had them successfully removed. Good Luck!

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If it is a valid debt it is illegal to dispute it and against the TOS of the forum.

[llecs]

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@Schoolbuskid wrote:

You could try disputing with the CRA's i just had them successfully removed. Good Luck!

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You can't dispute if reporting accurately, though. I'd send a DV again if legit and then after no response, I would get them to communicate by filing complaints with the BBB, AG, etc.

[Schoolbuskid]

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@llecs wrote:

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@Schoolbuskid wrote:

You could try disputing with the CRA's i just had them successfully removed. Good Luck!

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You can't dispute if reporting accurately, though. I'd send a DV again if legit and then after no response, I would get them to communicate by filing complaints with the BBB, AG, etc.

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Ooops! Thats right, llecs!