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MOV request timeframe?

Established Contributor

MOV request timeframe?

how long do the CRAs have to provide you the MOV for a dispute? from the date received

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
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4 REPLIES
Valued Contributor

Re: MOV request timeframe?

15 days from the reciept, plus delivery time..

 

Per an earlier RobertEG post:

 

Under the provisions of section 611(a)(7), the consumer reporting agency shall provide to a consumer a description referred to in paragraph (6)(B)(iii) by not later than 15 days after receiving a request from the consumer for that description.

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
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Established Contributor

Re: MOV request timeframe?

and if they dont? what do you do? if you have a link to a topic already posted you can include that as well. I tried searching but couldnt find the exact answer

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
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Community Leader
Epic Contributor

Re: MOV request timeframe?

Send a complaint to the FTC of the CRA's violation of the provisions of section 611(a)(7).

Message 4 of 5
Established Contributor

Re: MOV request timeframe?

thanks robert! will do.

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
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