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Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012
0

MOV request timeframe?

how long do the CRAs have to provide you the MOV for a dispute? from the date received

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Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: MOV request timeframe?

15 days from the reciept, plus delivery time..

 

Per an earlier RobertEG post:

 

Under the provisions of section 611(a)(7), the consumer reporting agency shall provide to a consumer a description referred to in paragraph (6)(B)(iii) by not later than 15 days after receiving a request from the consumer for that description.

 

 

-scott

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Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012
0

Re: MOV request timeframe?

and if they dont? what do you do? if you have a link to a topic already posted you can include that as well. I tried searching but couldnt find the exact answer

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Mega Contributor
RobertEG
Posts: 18,215
Registered: ‎03-19-2007
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Re: MOV request timeframe?

Send a complaint to the FTC of the CRA's violation of the provisions of section 611(a)(7).

Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012
0

Re: MOV request timeframe?

thanks robert! will do.

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL

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