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@ScoreBooster wrote:
@MarineVietVet wrote:ScoreBooster,
If you can't be respectful then perhaps you need to move on to another thread.
I'm disrespectful? Where?
You are offended by the OP's post - I'm not. Does that make me disrespectful? Please explain the meaning behind your comment - I don't get it. I treat EVERY member of this forum with respect. If having a different opinion and daring to say so is considered "disrespectful" on this forum, it's not woth participating.
Please explain your comment and show to me where I wasn't "respectful"....
This will be my last comment and then I will follow my own advice about everyone cooling off a bit.
As for how you were disrespectful.......You can add as many winks to your comments as you want but when you say another poster "maybe" an ass (But hey, you only "may" be one) then that IS disrespectful.
You are free to give as many opinions as you like but within certain limits just like the rest of us. Those limits (among others) are to be friendly, supportive, and respectful.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:As for how you were disrespectful.......You can add as many winks to your comments as you want but when you say another poster "maybe" an ass (But hey, you only "may" be one) then that IS disrespectful.
As I said, read the entire thread before making a claim. The wink had its purpose because the OP made the following comment, PRIOR to mine:
"Any of you that assumed i was using fako's, please dont assume you know anything. you may well be an "ass" but i'd appreciate it if you left "me" out of that."
See for yourself on page 2 of this thread. The "ass" comment wasn't mine. I was referring to it AFTER mauve mentioned it. Mauve said the OP called him an "ass" - I only pointed out with a that the OP actually only said "may". I hope you see that I didn't have any bad intentions.
Now it's come to fisticuffs, sir - calling me "he". I didn't take offense, I figured you meant "hey, I have no personal knowledge of whether or not OP is correct about you being an ass".
@ScoreBooster wrote:
@MarineVietVet wrote:As for how you were disrespectful.......You can add as many winks to your comments as you want but when you say another poster "maybe" an ass (But hey, you only "may" be one) then that IS disrespectful.
As I said, read the entire thread before making a claim. The wink had its purpose because the OP made the following comment, PRIOR to mine:
"Any of you that assumed i was using fako's, please dont assume you know anything. you may well be an "ass" but i'd appreciate it if you left "me" out of that."
See for yourself on page 2 of this thread. The "ass" comment wasn't mine. I was referring to it AFTER mauve mentioned it. Mauve said the OP called him an "ass" - I only pointed out with a that the OP actually only said "may". I hope you see that I didn't have any bad intentions.
@mauve wrote:
I didn't take offense, I figured you meant "hey, I have no personal knowledge of whether or not OP is correct about you being an ass".
Thanks! That's EXACTLY what I wanted to say and why I placed the . Actually, it was even more "harmless". I was making fun of the OP's comment because I was convinced of the opposite.
I figured that IF you would have taken offense, you would have told me so and I could have pointed out that it wasn't my intention and would have apologized.
So I guess you are a "she" then...
Not the first, nor will it be the last that one will assume (on the internet) that I'm a male individual.
OP's score is probably deserved, and I suspect the real issue is comparing FAKOs to FICOs, assuming OP really did at some point pull a FICO.
@MBOhio2 wrote:@BungalowMo wrote:
I have nothing much to say to MBO2 or SB beyond mentioning that you have decided to be the unofficial mouthpiece for the OP. That is a decision I do not have to accept.
For the record, I was NOT defending OP... I totally agreed with everything you said! I was just trying to chalk up others' issues with this thread to miscommunication so we could all move on!!
My mistake!!! So sorry to have included you.
+1 to this entire thread.
Lets blame algorithms (and those trying to help ) for irresponsibility
@mauve wrote:Not the first, nor will it be the last that one will assume (on the internet) that I'm a male individual.
OP's score is probably deserved, and I suspect the real issue is comparing FAKOs to FICOs, assuming OP really did at some point pull a FICO.
+1. Both for the assumptions that we're male , and the suspicion that FAKO's are involved.
Scores are created by a formula. Something has to change on reports to make scores change. That's if it's the same formula each time, not a FICO formula and then a FAKO formula, or even two different FAKO formulas.
Group hug y'all?
lots of busy bodies in here making assumptions. can someone please point out to me where I posted that i was using fako scores? the only thing i use usaa and mpm for is daily c.r. pulls.
i have score watch here at the myfico site. my score as of today is 526.
To be clear on the whole "scumbag" comment, if you are employed by the company FICO or any of its subsidiaries. i was talking about you.
also, i posted what my late payments, judgement, etc were. I blame nobody for these issues. They are what I had to do.
My complaint is the unfairness of the system that scores a person with a recent bankruptcy and foreclosure higher than it scores me.
below is a pic of myfico "graph". notice the huge recent dip. there is no reason for it based on my credit reports. they have only improved.