10-17-2011 12:14 PM
Macys removed all of my negative information on my account! I pulled my reports last month and began sending out GW letters. After getting the typical denial letter from Macys I decided to call the backdoor number listed on this Forum...I called every other day for a week, and sent faxes as well.... Even though they told me that the negative information couldn't be removed, somewhere along the way I spoke to the right person because I pulled my reports today and each one is showing as never late, charge off removed, and "Paying or paid as agreed". The charge off was from 2008 by the way.
Thanks for the help, everyone.
10-17-2011 01:32 PM
soooo happy for you. i got excited like this was something coming off my report.
10-18-2011 02:01 PM
Nice! I sent plenty of letters to Macy's and they finally deleted from Experian/Equifax after about 2 years. This is for a charge-off from several years ago. Unfortunately they must've gotten lazy because they didn't remove it from Transunion
10-18-2011 02:21 PM
I would appreciate a PM of the person you contacted. I've been trying for months with no luck.
Starting Score: 594 (Dec 10, 2010)
Score: 758 (March, 2013
Goal Score: 730 on all (by end of 2012)
Take the FICO Fitness Challenge
10-22-2011 09:46 AM
Congratulations on getting your account removed with Macy's. I too have an account with them from 2008 that I will like removed. Can you please provide me with details of how you were able to do it?
Thanks in advance,
10-22-2011 10:33 PM - edited 10-22-2011 10:33 PM
Congratulations, awash242! That's great news!
Do you think you can PM me the Macy's info, as well? I'd appreciate it greatly!
10-23-2011 10:28 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.