Macys chance of approval

[cyberone28]

Just hit the 600s I want to add a store card and a gas card to my credit line any chances of getting approved? 

I have 2 charge off 1 paid, current payment on the rest of my credit report, 4 CC 3 installments conns famsa, and car loan all paid on time,  credit karma says I have 4% utilization

[missionpossible]

I would app in store.  I just got approved this past weekend, and my file is worse than yours.  Good luck!

[cyberone28]

do you know wich credit agency they pulled?

[missionpossible]

I am in Illinois and they pulled Experian for me. 

[cyberone28]

ok thanks, will go ahead and give it a go.. danm but what if i dont get approved....

[missionpossible]

I'm rooting for you.  When I went,I was afraid of the same.  I waited till no one was near the register in case they denied me.  Would have been humiliating enough without a line of people behind me hearing that.  I have a recent foreclosure, Cap One won't even give me anything but secured,

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@cyberone28 wrote:

ok thanks, will go ahead and give it a go.. danm but what if i dont get approved....

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so if I can get it, I am sure you can.  Best of luck and let us know how it goes.

[Seb1010]

Bloomingdales is a good one to try for...my scores were at about 580-600 and Macys approved me for $300 and Bloomingdales gave me $800!

[mebell]

I was right around that score when I got my Macys card. It surprised me when they approved my app. After only 6 months of on time payments they bumped up my CL from 300 to 900, and I did not even put in a request for CL increase. It's the best department store card that I've ever owned.

[sghosh5]

I applied for Macys online this year around April and was approved for a hilarious CL of $100. They pulled Equifax for me and my score was barely 600 that time. After 6 months i asked them to increase my limit and they increased it to $5000 !! without any new hard pull. Macys is a good store card with discounts and benefits. I would recommend you try for this card.