Rebuilding Your Credit

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shols44 wrote:

Someone posted a similar thread with Discover balance chasing yesterday. He called backdoor, had a convo and had full limit restored instantly. Now, I dont know how receptive chase will be, but what do you have to loose?

I'd try a credit analyst/upper level customer relations chat. 

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How do I get to talk to upper level customer relations?  

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FYI for anyone reading this in the future this is what I did....

I called number on the back of the card, asked for a manager.  The customer service manager heard my story, but said he needed to transfer me to "lending" -- after the transfer I spoke with someone, explained that my spike in utilization was because of a wedding and honeymoon (I got married in April) and emphasized that I have never made a late payment, and that I was attempting to pay down my balances by making the near $1000 extra payment.   She put me on hold for a few minues, and came back and reinstated the original limit.

Yay!  Thanks for the advice!

[fishbjc]

Guys, my boss' scores are in the 800's.  He had a little used chase account that I pay through the company.  One day it was $25k, the next day it was dropped to 5k.  You just don't know.....call them up and work them.