Congrats madman I'm starting at same spot you started at (low 500's) opened a open sky secured cc 3 months ago, applied bank secured $200 this month and $1000 secured personal loan for 36 months with my credit union. I also just sent out DV letters to bout 6 CA agency yesterday and 623 to Macy's and first premier bank and auto loan creditor. Hopefully I can achieve fast results like u have! Cheers!
Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012 Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012 Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k Take the FICO Fitness Challenge