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Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Madmann26's rebuild thread

Myfico alert for EQ. Up to 595.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
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My Journey
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: Madmann26's rebuild thread

Excellent work Madmann26. Your posts are not only encouraging, they also make me want to sit down and tackle everything meticulously like you are here. Patience is definitely the key and I am the poster child for impatience. I have come to live with the fact that while I may not be in the 700's in the next few years, the 640's for decent auto loans is definitely within reach (less than 100 points). Thank you for your updates and I enjoy reading them, probably not as much as you enjoy seeing them, but nonetheless. I am going to start my own rebuild thread and make sure to meticulously keep the information running. I find that I tackle things better if they are listed and always in my face. Thanks again and congratulations on your progress!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012

Re: Madmann26's rebuild thread

sphinx313 i just did the same as well feel like that will help keep me motivated as well



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: Madmann26's rebuild thread

I am sure it will xwill04 and I will be sure to keep track of your progress! Good luck to you!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Madmann26's rebuild thread

Cap1 Cash approved with $500 limit. Time to chill outand let my score grow.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Madmann26's rebuild thread

I've just sent the first of many GW emails targeted at my paid CO's. I'll post updates here as I get them.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Madmann26's rebuild thread

Got approved for NFCU cash rewards, unsecured CL of 3k.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012

Re: Madmann26's rebuild thread


madmann26 wrote:
Got approved for NFCU cash rewards, unsecured CL of 3k.

wow congrats!!

 

 i wish i had some affiliation with military to get into NFCU or USAA 

!

 

:smileysad:



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012

Re: Madmann26's rebuild thread

So hard to turn back . Will try. I got lucky , I forgot about my brother been in NAVY before. I just realize couple days ago, now I in navy CU lol,just today they send me a mail congrats . Lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Madmann26's rebuild thread

Nothing but positive!   Keep it up!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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