06-16-2013 10:31 AM
Awesome journey I just read your whole thread it gets me excited to keep pushing. It hard getting out of the low 600's but when you know what you have to do and don't do it and you can you only have yourself to blame.... I can't wait for you to break 700
06-16-2013 05:23 PM
06-17-2013 09:50 AM - edited 06-17-2013 09:50 AM
Just got approved for the Chase Freedom with a $500 limit. It was initially declined but I had the nice lady take a 2nd look.
07-15-2013 11:11 AM
I don't know **bleep** happened with my TU score but it jumped 29 points this month. Last month it was 642 and this month it's 671. I'll take it.
This is the Walmart TU monthly update.
08-27-2013 03:55 PM
09-03-2013 12:18 PM
09-03-2013 12:55 PM - edited 09-03-2013 12:56 PM
You are really committed just like I was when I started my credit build. I just finished my goal this month. Keep up the good work!
09-03-2013 01:05 PM
I pulled my Exp score and it's up to 676. So close to 700, so close.
You are so close. Congrats on your journey, so far looking good. My goal is to join 700 club soon too.
09-03-2013 01:13 PM
I'll get to 700, then I'll set a new goal. Alot of this is time/age on the new accounts. I do leave a modest balance on my NFCU card just (about 3k right now) just so that Fico sees utilization across the board and then the payments.
In a couple of months, I'll hit the love button on my NFCU card again and see what happens.
Thanks everyone, this site really is the best there is when it comes to helping ones self with credit issues.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO