@chela62678 wrote:So you paid all your CO then gw'd them?
my DH 5 has medical collections, 3 in dispute that I have to call CRA to remove. Less than $2000
Scared to see his score drop. after that is removed.
He has 1% utilization now and looks like it is hurting him instead of helping !! This is never ending
Pretty much.
I paid all my CO's, less one or two (that were about age out) and GW'd the hell out of them.
@madmann26 wrote:
@chela62678 wrote:So you paid all your CO then gw'd them?
my DH 5 has medical collections, 3 in dispute that I have to call CRA to remove. Less than $2000
Scared to see his score drop. after that is removed.
He has 1% utilization now and looks like it is hurting him instead of helping !! This is never ending
Pretty much.
I paid all my CO's, less one or two (that were about age out) and GW'd the hell out of them.
Were you ever able to get Cap 1 to delete? I have several paid CO accounts with them, so I'm curious whether or not to attempt to GW or just wait for them to fall off.
@Anonymous wrote:
@madmann26 wrote:
@chela62678 wrote:So you paid all your CO then gw'd them?
my DH 5 has medical collections, 3 in dispute that I have to call CRA to remove. Less than $2000
Scared to see his score drop. after that is removed.
He has 1% utilization now and looks like it is hurting him instead of helping !! This is never ending
Pretty much.
I paid all my CO's, less one or two (that were about age out) and GW'd the hell out of them.
Were you ever able to get Cap 1 to delete? I have several paid CO accounts with them, so I'm curious whether or not to attempt to GW or just wait for them to fall off.
Nope. They updated the balance to $0 (once they were paid) and I'll let them age off.
Update
My WalMart Mastercard went from $4k to $5k with a SP.
Update
My Amazon card (SynchB) went from $2.1k to $3k (SP).
My Amazon card (SynchB) went from $2.1k to $3k (SP).
Thanks for that piece of info. I know that they usually don't GW, so I wasn't going to bother with them....but they are all PIF. Thanks goodness.
@madmann26 wrote:
@Anonymous wrote:
@madmann26 wrote:
@chela62678 wrote:So you paid all your CO then gw'd them?
my DH 5 has medical collections, 3 in dispute that I have to call CRA to remove. Less than $2000
Scared to see his score drop. after that is removed.
He has 1% utilization now and looks like it is hurting him instead of helping !! This is never ending
Pretty much.
I paid all my CO's, less one or two (that were about age out) and GW'd the hell out of them.
Were you ever able to get Cap 1 to delete? I have several paid CO accounts with them, so I'm curious whether or not to attempt to GW or just wait for them to fall off.
Nope. They updated the balance to $0 (once they were paid) and I'll let them age off.
Just an update:
My scores have been static, hovering right around 700 (+-10 points).
Last week, we applied for a mortgage. Today, I downloaded the approval form from the bank.
3.75% for 30yrs. Approved for $215k (income supports up to $380k....but really....) with 5% down (this is a conventional loan).
@madmann26 wrote:Just an update:
My scores have been static, hovering right around 700 (+-10 points).
Last week, we applied for a mortgage. Today, I downloaded the approval form from the bank.
3.75% for 30yrs. Approved for $215k (income supports up to $380k....but really....) with 5% down (this is a conventional loan).
Sweet man, congrats 
