Madmann26's rebuild thread

[madmann26]

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@Anonymous wrote:

Great thread!!! I'm curious, though.....what happened with your PRA CA on your reports? Did they just fall off, or did you have some GW success?

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I was given a contact name within PRA and it magically disappeard.

[madmann26]

Update

We closed on our house on 3/31. Since then, I have been painting, painting and painting.

My total available credit is $185,250. When I started rebuilding in August 2012, I had $0.

Here is my list of cards, date opened, age and limit:

Account	Date Opened	Age (months)	Credit limit
American Express (BCE)	12/9/2013	15.90322581	$21,000.00
CitiCards (Diamond Pref)	5/11/2014	10.96774194	$7,700.00
Credit First (Firestone)	8/21/2013	19.4516129	$2,200.00
NFCU (NavCheck)	3/17/2014	12.74193548	$15,000.00
NFCU (CashRewards)	9/5/2013	18.96774194	$22,000.00
NFCU (Flagship)	12/6/2012	27.77419355	$45,000.00
SYNC (Amazon)	9/16/2013	18.61290323	$5,000.00
SYNC (Lowes)	10/24/2013	17.38709677	$12,000.00
SYNC (Walmart Discover)	2/27/2014	13.32258065	$5,000.00
AMEX (Everyday)	6/3/2014	10.22580645	$8,500.00
Chase (Freedom)	8/15/2014	7.870967742	$4,500.00
Fidelity (Amex)	1/15/2015	2.935483871	$7,500.00
Capital One	11/13/2012	28.51612903	$2,500.00
Capital One	9/13/2012	30.48387097	$4,250.00
CitiCards (DoubleCash)	4/4/2015	0.387096774	$3,100.00
Capital One (Venture)	4/6/2015	0.322580645	$15,000.00
HomeDepot (Citi)	4/7/2015	0.290322581	$500.00
BBVA AMEX	4/14/2015	0.064516129	$4,500.00

[Anonymous]

Hmmm...Cap One issues you a 15K venture card the day before Home Depot gives you a $500 toy limit.... Interesting that.

[madmann26]

Very weird, I know. I'm gonna let my mortgage report then will ask them for 25k.

[madmann26]

Update:

I have 26 cards now with a total CL of $225,406.

I'm gardening for the next year, at least.

[madmann26]

So much for gardening. Maybe I'll make that my new year resolution.

So for my year in review, I have added 15 new accounts totaling $83,436.

[Anonymous]

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@madmann26 wrote:

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@Anonymous wrote:

Great thread!!! I'm curious, though.....what happened with your PRA CA on your reports? Did they just fall off, or did you have some GW success?

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I was given a contact name within PRA and it magically disappeard.

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Great thread madmann26. If you happen to have a contact at PRA. Please kindly send it to me. I'm trying to get rid of a debt from 2013, and it is sitting on my credit report for a while. I have a ZERO balance, and I want to see how it can get deleted.