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Major app spree! I need to stop!

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Ravensfan2001
Established Contributor

Major app spree! I need to stop!

I've been recently approved for several store cards (GECRB) and it feels good! A year ago, I couldn't even get approved for a Capital One Secured. After all the many GECRB cards I applied for, I decided to try out my credit union. And to my surprise, they approved me for $1000 unsecured. How do you all stop the itchy trigger finger?!?!?!?

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 1 of 16
15 REPLIES 15
jmco
Contributor

Re: Major app spree! I need to stop!

I am having the same issue!!! Especially now that I am being approved....I have some cards that I learned here will open the door to prime again and I am pulling triggers AND they are being approved!!!  LOL!!!   It's so hard to stop!

 


Starting Score: 720
Current Score: 626
Goal Score: 700


Take the FICO Fitness Challenge
Message 2 of 16
Epcot
Valued Contributor

Re: Major app spree! I need to stop!

Congrats on your success, head over to the garden now! Get busy and don't think about apping anymore! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 3 of 16
Ravensfan2001
Established Contributor

Re: Major app spree! I need to stop!


@Epcot wrote:
Congrats on your success, head over to the garden now! Get busy and don't think about apping anymore! Smiley Happy

I need help doing that!!!!!!!! I applied again earlier for NFL extras Visa and got $500 CL. Gotta represent my Baltimore Ravens. LOL! Is there an applicants anonymous group here?!?!?!?!?!?!??Smiley Frustrated


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 4 of 16
jmco
Contributor

LORe: Major app spree! I need to stop!

LOL!!!  and I applied for a Walmart and rewards Capital one today and got them!!!!  I NEED THE GARDEN NOWWWWWWWWWWWWWW!!!!


Starting Score: 720
Current Score: 626
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 16
Ravensfan2001
Established Contributor

Re: Major app spree! I need to stop!

Lol! Congrats! Now let's go find the garden together! Cuz I'm having a hard time finding it by myself!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 6 of 16
Shogun
Moderator Emeritus

Re: Major app spree! I need to stop!

Just so you know, Tinuviel has the gate to the garden open and waiting on you.  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 16
Repo-ed
Senior Contributor

Re: Major app spree! I need to stop!

They way you stop is look at your CL's and see how insignificant they are.

 

That tells you that it is time to garden, so that your file can thicken to a point where you can leave the garden and start to play with the big kids.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 8 of 16
Ravensfan2001
Established Contributor

Re: Major app spree! I need to stop!


@Repo-ed wrote:

They way you stop is look at your CL's and see how insignificant they are.

 

That tells you that it is time to garden, so that your file can thicken to a point where you can leave the garden and start to play with the big kids.


hmm.... I'm almost insulted by that. Lol! But you're right. To the garden I goooooo....


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 9 of 16
Ravensfan2001
Established Contributor

Re: Major app spree! I need to stop!


@Shogun wrote:

Just so you know, Tinuviel has the gate to the garden open and waiting on you.  Congrats!


Thank you. I found the garden. Woman Very Happy


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 10 of 16
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