Making progress and a few questions

[Anonymous]

I got a few accounts deleted from EQ, but I need to make sure I dispute them with the other CRAs. Also, this may seem like a crazy question, but do I need to use to cards for them to start reporting. I ask this because my WalMart reports even though I don't use it.

[Anonymous]

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@Anonymous wrote:

I got a few accounts deleted from EQ, but I need to make sure I dispute them with the other CRAs. Also, this may seem like a crazy question, but do I need to use to cards for them to start reporting. I ask this because my WalMart reports even though I don't use it.

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Keeping in mind that I'm still new to this, I will answer until a guru comes along. From my experience, no, you do not have to use the card for it to report. My Amazon account reported the day after I was approved as did my soon to be retired First Premier credit card. You may want to check with the company, however, because some accounts automatically close after a certain time frame of no use. My recently acquired Goodyear card has to see use at least every 12 months. 

[Anonymous]

I do have cards that only report after being used. Community and synchrony banks sometimes stop reporting if you haven't used the cards or card in a while. My suggestion is to charge a small amount to get them reporting. It will also help you to get an increase in the future. Walmart is pretty easy to raise the limit on when you're charging and paying off each month. If you can't afford to charge then just wait until you can. That's my suggestion,

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I got a few accounts deleted from EQ, but I need to make sure I dispute them with the other CRAs. Also, this may seem like a crazy question, but do I need to use to cards for them to start reporting. I ask this because my WalMart reports even though I don't use it.

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Keeping in mind that I'm still new to this, I will answer until a guru comes along. From my experience, no, you do not have to use the card for it to report. My Amazon account reported the day after I was approved as did my soon to be retired First Premier credit card. You may want to check with the company, however, because some accounts automatically close after a certain time frame of no use. My recently acquired Goodyear card has to see use at least every 12 months. 

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I'm still new also. These cards are all still new. I haven't used most of them. But the WalMart card reported before I even received the card.

[Anonymous]

My Comenity Banks have not reported anything at all as of yet. So I just recently used my Lane Bryant card to get things rolling.

[Anonymous]

I just got a Chase card and I have yet to activate it. Once activated it should report but I don't have to use it.

Another thing. Have you gave EQ time to share your dispute resolution with the other CRAs?
I'm asking because I disputed with TU and they removed a collection then later without doing anything myself EQ and EX removed the same collection.
They are supposed to share information like this.

[Anonymous]

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@Anonymous wrote:
I just got a Chase card and I have yet to activate it. Once activated it should report but I don't have to use it.

Another thing. Have you gave EQ time to share your dispute resolution with the other CRAs?
I'm asking because I disputed with TU and they removed a collection then later without doing anything myself EQ and EX removed the same collection.
They are supposed to share information like this.

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Honestly I didn't give EQ time to share the information with the other CRAs. I thought that I needed to dispute it with each one seperately.

[Anonymous]

Keep us updated. I asked for early exclusion with TU but not the other two yet. Good progress so far! Keep up the good work!