I want to thank everyone on the board. I have learned a lot over the past couple of months since I joined, and aggressively working to fix my credit profile and drastically increase my FICO scores. I have a great success I want to share since I owe the success to several people here who gave very succinct and accurate information on getting a tax lien removed. I know every state is different, but my dealing with the state of MD was fast and easy.
After reading here how and whom to contact in MD, I wrote a very detailed email to the Comptoller of MD on Sunday 6/5/15, asking for a 2008 released tax lien ($1196) to be VACATED AND WITHDRAWN. On Monday the next day, I received a very nice reply stating that my email had been forwarded to the Comptroller Compliance section, and that I should here from a particular person soon. In the email, the responsder gave me the name and email of the person in charge in Compliance. I then resent my orignal email to her on Monday morning. On Tuesday the next day, I received a reply that a letter to VACATE and WITHDRAW the lien had been sent to the respective court, AND the same letter would be sent to all three CRAS, and I should receive my copy in ten days. I received the lpromised etter on 6/17 or 6/18. It was actually dated 6/5/15, the day of my original email request. Talk about a quick response time.
On Wednesday 6/22/15, I braced myself for what I assumed would be a herculean task in dealing with the CRAs. It was not. I contacted Experian first and explained I had a letter to VACATE and WITHDRAWN a tax lien from the MD Comptroller, which had also sent them the letter. The Experiean associate was very polite and said that my tax lien would fall off in August 2015. I told her I wanted it OFF my record ASAP, and that they needed to delete it ASAP since it was no longer valid or on the public record. I asked for a fax # to send Experian the letter (which I did) AND she gve me the website location to also upload the letter. I faxed and uploaded the letter to Experian.
I followed the same process with Equifax and Tansunion. The Equifax associate said the lien would fall off in February 2016. I politely stated, I wanted it OFF my record ASAP, and that they needed to delete it ASAP since it was no longer valid or on the public record. I asked for a fax # to send EQ and TU the letter (which I did) AND was given each website location to also upload the letter as part of the dispute process. I faxed and uploaded the letter to both EQ and TU.
Great news: I received an email from TU on 6/30/15, stating that my dispute had been resolved and the lien had been deleted from my credit profile. I called EQ on 6/29 and was told that the lien had been deleted on 6/27. On 7/1 I received a letter from EX stating that the lien had been deleted.
The great news for me and my take away for everyone else in a similar situation, particularly if you have a released or paid MD tax lien is that the process is very easy and doable. In little over 3 weeks I was able to get it Vacated/Withdrawn/Deleted, after thinking it might be on my record for quite some time.
P.S. I would also like to encourage everyone in a similar situation to not be discouraged and dejected. I believe you might have an unpaid, but released tax lien, which you can still get Vacated/Withdrawn/Deleted. Why? In learning about tax liens, I noticed a released lien, might mean it was paid, or it might mean the state dropped the case, or decided to not pursue it for some statuatory, time or other reason. But if it is released, it is released. Period. And the reason for the release is stated on the MD Court Registry.
So pursue the process and be free!
My EX went up 5 points. TU went up 3. EQ went down 28. When I called EQ they could not explain the fall. I will be pestering them on Monday after the holiday. I want those hard earned 28 points back now. 
P.S.S. I learned a lot, read a lot, and found out a lot about other people's past public records in working to get my public record 7 year tax lien disappeared.
I'm free and rejoicing!
P.S.S. I have only 1 other negative thing on my credit profile, and just this Wednesday (1 week after contacting the CRAs to delete the lien) it too was resolved shockingly. Once it is removed I will update with my story. I really prayed a lot in the days leading up to contacting the biggest telecom/wireless carrier to have the wisdom and opportunity to talk with someone friendly and with an open mind and ear, about how to deal with getting a $149 chargeoff deleted or PFD if the bill was mine.
Happy 4th of July Holiday.
Grats to getting the withdrawal
Hi,
I read your story and I have a very similar situation. I just paid off my MD tax lien and received a Release of Lien letter from the state. I sent a copy of the letter to all credit bureaus and followed up with a phone call. I was able to get in touch with TU, EX, but EQ does not have a phone number I can find. While speaking to the other bureaus they informed me that although the lien may be satisfied, it would be on my credit reports for 7 years. I'm not sure what I did or not do but where do I go from here?
Your response is greatly appreciated
@Anonymous wrote:I want to thank everyone on the board. I have learned a lot over the past couple of months since I joined, and aggressively working to fix my credit profile and drastically increase my FICO scores. I have a great success I want to share since I owe the success to several people here who gave very succinct and accurate information on getting a tax lien removed. I know every state is different, but my dealing with the state of MD was fast and easy.
After reading here how and whom to contact in MD, I wrote a very detailed email to the Comptoller of MD on Sunday 6/5/15, asking for a 2008 released tax lien ($1196) to be VACATED AND WITHDRAWN. On Monday the next day, I received a very nice reply stating that my email had been forwarded to the Comptroller Compliance section, and that I should here from a particular person soon. In the email, the responsder gave me the name and email of the person in charge in Compliance. I then resent my orignal email to her on Monday morning. On Tuesday the next day, I received a reply that a letter to VACATE and WITHDRAW the lien had been sent to the respective court, AND the same letter would be sent to all three CRAS, and I should receive my copy in ten days. I received the lpromised etter on 6/17 or 6/18. It was actually dated 6/5/15, the day of my original email request. Talk about a quick response time.
On Wednesday 6/22/15, I braced myself for what I assumed would be a herculean task in dealing with the CRAs. It was not. I contacted Experian first and explained I had a letter to VACATE and WITHDRAWN a tax lien from the MD Comptroller, which had also sent them the letter. The Experiean associate was very polite and said that my tax lien would fall off in August 2015. I told her I wanted it OFF my record ASAP, and that they needed to delete it ASAP since it was no longer valid or on the public record. I asked for a fax # to send Experian the letter (which I did) AND she gve me the website location to also upload the letter. I faxed and uploaded the letter to Experian.
I followed the same process with Equifax and Tansunion. The Equifax associate said the lien would fall off in February 2016. I politely stated, I wanted it OFF my record ASAP, and that they needed to delete it ASAP since it was no longer valid or on the public record. I asked for a fax # to send EQ and TU the letter (which I did) AND was given each website location to also upload the letter as part of the dispute process. I faxed and uploaded the letter to both EQ and TU.
Great news: I received an email from TU on 6/30/15, stating that my dispute had been resolved and the lien had been deleted from my credit profile. I called EQ on 6/29 and was told that the lien had been deleted on 6/27. On 7/1 I received a letter from EX stating that the lien had been deleted.
The great news for me and my take away for everyone else in a similar situation, particularly if you have a released or paid MD tax lien is that the process is very easy and doable. In little over 3 weeks I was able to get it Vacated/Withdrawn/Deleted, after thinking it might be on my record for quite some time.
P.S. I would also like to encourage everyone in a similar situation to not be discouraged and dejected. I believe you might have an unpaid, but released tax lien, which you can still get Vacated/Withdrawn/Deleted. Why? In learning about tax liens, I noticed a released lien, might mean it was paid, or it might mean the state dropped the case, or decided to not pursue it for some statuatory, time or other reason. But if it is released, it is released. Period. And the reason for the release is stated on the MD Court Registry.
So pursue the process and be free!
My EX went up 5 points. TU went up 3. EQ went down 28. When I called EQ they could not explain the fall. I will be pestering them on Monday after the holiday. I want those hard earned 28 points back now.
P.S.S. I learned a lot, read a lot, and found out a lot about other people's past public records in working to get my public record 7 year tax lien disappeared.
I'm free and rejoicing!
P.S.S. I have only 1 other negative thing on my credit profile, and just this Wednesday (1 week after contacting the CRAs to delete the lien) it too was resolved shockingly. Once it is removed I will update with my story. I really prayed a lot in the days leading up to contacting the biggest telecom/wireless carrier to have the wisdom and opportunity to talk with someone friendly and with an open mind and ear, about how to deal with getting a $149 chargeoff deleted or PFD if the bill was mine.
Happy 4th of July Holiday.
