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Now I understand better.
The latest one is hurting the most, whether paid or not. You can try GW letters to see if they will remove them.
If they are paid a GW letter is about all you can do at this point.
Ok yes try to get those closed negatives removed if possible through GW letters
so if I write GW letters to each of these people based on the templates in the forums that's my only chance for deletion? Do PFDs work better than GWs? (I know it's too late for PFD obviously).
Also, IF I get rejected and try again, and rejected, etc. Do I just finally deal with the low score for like 4-7 years more?
That could suuuuck!!!
THANKS!!!!!!!
PFDs are for unpaid debt. Legally, I don't think they can take money you don't owe them.
Yes, if you get rejected, keep trying. Send it to someone different each time.